# Upper Peninsula State Bank vs Integra First

The clearest difference is update cadence: Integra First at monthly against Upper Peninsula State Bank's every 11 months. Integra First also leads on rating (4.7 vs 4.5) and ratings volume (465 vs 154). Upper Peninsula State Bank's advantage is monetization model (free vs free with in-app purchases) and review sentiment (73% vs 50%). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Integra First holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 154 and 465 respectively. Written reviews complicate that: 73% of Upper Peninsula State Bank's written reviews are positive against 50% of Integra First's, so the app with the better star average is not the one people write more warmly about.

Upper Peninsula State Bank ships an update every 11 months, Integra First monthly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Upper Peninsula State Bank | Integra First |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (154 ratings)](https://appshunter.io/ios/app/upper-peninsula-state-bank/id583966329/reviews) | **[4.7 (465 ratings)](https://appshunter.io/ios/app/integra-first/id6479728859/reviews)** |
| Number of ratings | 154 | **465** |
| Positive reviews | **73.1% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 11 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 36 MB | 197 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Upper Peninsula State Bank](https://appshunter.io/developer/583966332) | [Integra First Federal Credit Union](https://appshunter.io/developer/1450409838) |

## What reviewers say

### Upper Peninsula State Bank

[App page](https://appshunter.io/ios/app/upper-peninsula-state-bank/id583966329)

Manage your finances conveniently and securely from your mobile device. View account balances, transaction history, transfer funds, pay bills, and deposit checks. Locate branches and ATMs, and contact customer support easily.

**Highlights:** View account balances, Transaction history and check images, Fund transfers, Mobile check deposit, Bill payment, Branch and ATM locator, Contact support

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and functional
- 🚀 Works great and awesome
- 👍 Very convenient and user-friendly
- 👍 Remote banking made easy
- 👍 Love the app

**What reviewers complain about**

- 🐛 Balance changes daily and unpredictably
- 🐛 Transfers are clunky
- 🐛 Mobile deposits are a pain
- 🐛 Frequent password resets needed
- 🐛 Lacks advanced features

**Reported bugs**

- Balance changes from day to day
- Frequent need to call to reset password
- Transfers are clunky
- Mobile deposits are a pain compared to other banks
- Bill payment external site does not work on a brand new iPad Pro

**Requested features**

- Show current balance instead of a rolling 60-day calculation
- Update software to show current balance
- Allow transfer of funds and more with bill pay and transfers
- One login for multiple business and personal accounts
- Deposit checks in all accounts from the same screen without a separate app/login


### Integra First

[App page](https://appshunter.io/ios/app/integra-first/id6479728859)

Manage your finances with a personal financial advocate. Organize transactions, set alerts, make payments, and deposit checks. Securely access your accounts and find branches or ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit cards, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Upper Peninsula State Bank free?

Upper Peninsula State Bank is free to download, with no in-app purchases.

### Is Integra First free?

Integra First is free to download, with no in-app purchases.

### Which has better reviews, Upper Peninsula State Bank or Integra First?

Integra First is rated higher. Upper Peninsula State Bank averages 4.5 out of 5 from 154 ratings, while Integra First averages 4.7 from 465 ratings.

### Do Upper Peninsula State Bank or Integra First have ads?

Neither Upper Peninsula State Bank nor Integra First shows ads.

### Which is updated more often, Upper Peninsula State Bank or Integra First?

Upper Peninsula State Bank ships an update every 11 months, and Integra First monthly. Most recently, Upper Peninsula State Bank was updated on October 29, 2026 and Integra First on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*