# PEX vs Titanium Payments

The clearest difference is update cadence: PEX at fortnightly against Titanium Payments's every 80 months. PEX also leads on ratings volume (3.8K vs 4). Titanium Payments's advantage is rating (5.0 vs 4.8) and iOS requirement (9.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Titanium Payments holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: PEX has 3.8K ratings behind it against 4, so its average is the more settled of the two.

PEX ships an update fortnightly, Titanium Payments every 80 months. The most recent releases landed on September 22, 2026 and September 8, 2026 respectively.

## The numbers

| Metric | PEX | Titanium Payments |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (3.8K ratings)](https://appshunter.io/ios/app/pex-simplify-your-spending/id584331280/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/titanium-payments/id1380369694/reviews)** |
| Number of ratings | **3.8K** | 4 |
| Positive reviews | 41.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 80 months |
| Monetization | Free | Free |
| Size | 97 MB | 41 MB |
| Requires iOS | 15.0 | **9.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PexCard](https://appshunter.io/developer/584331283) | [Titanium Payments Inc](https://appshunter.io/developer/1380369693) |

## What reviewers say

### PEX

[App page](https://appshunter.io/ios/app/pex-simplify-your-spending/id584331280)

Manage business spending and streamline expense workflows with automated controls, receipt capture, and detailed reporting. Control employee spending limits, categorize transactions, and integrate with accounting software.

**Highlights:** Automated spend controls, Receipt capture and annotation, Transaction tagging and categorization, On-demand virtual cards, Quick fund transfers, Enhanced reporting and export, Integration with accounting software

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast app
- 💡 Great for business expenses
- 💡 Helpful for employees
- 👍 Flexible and quick access

**What reviewers complain about**

- 🐛 Buggy app with crashes and glitches
- 👎 Poor user interface design
- 👎 Slow and unresponsive
- 🔒 Privacy concerns with photo access
- 👎 Difficult to manage receipts and transactions

**Reported bugs**

- App crashes frequently
- Transactions not showing up
- Issues with adding funds to cards
- Receipt upload problems
- Login and password issues

**Requested features**

- Biometric login (Face ID, Fingerprint)
- Improved receipt management and search
- Better reporting and analytics
- Streamlined transaction flow
- Ability to upload digital receipts


### Titanium Payments

[App page](https://appshunter.io/ios/app/titanium-payments/id1380369694)

This platform enables merchants to process various payment types securely on their iPhone or iPad. It supports magnetic stripe, chip and pin, chip and signature, and keyed transactions, integrating with popular hardware.

**Highlights:** EMV certified payments, Accepts magnetic stripe, chip, and keyed transactions, Supports Anywhere Commerce and BBPOS hardware, Mobile payment processing for iPhone and iPad, Secure payment platform

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PEX free?

PEX is free to download, with no in-app purchases.

### Is Titanium Payments free?

Titanium Payments is free to download, with no in-app purchases.

### Which has better reviews, PEX or Titanium Payments?

Titanium Payments is rated higher. PEX averages 4.8 out of 5 from 3.8K ratings, while Titanium Payments averages 5.0 from 4 ratings.

### Do PEX or Titanium Payments have ads?

Neither PEX nor Titanium Payments shows ads.

### Which is updated more often, PEX or Titanium Payments?

PEX ships an update fortnightly, and Titanium Payments every 80 months. Most recently, PEX was updated on September 22, 2026 and Titanium Payments on September 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*