# ICBC Mobile Banking vs Splitfolk

The clearest difference is review sentiment: Splitfolk at 100% against ICBC Mobile Banking's 17%. Splitfolk also leads on rating (5.0 vs 2.0) and update cadence (daily vs monthly). ICBC Mobile Banking's advantage is ratings volume (138 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Splitfolk holds the better App Store score, 5.0 against 2.0. That said, the two scores are not equally well evidenced: ICBC Mobile Banking has 138 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 17% of ICBC Mobile Banking's written reviews are positive against 100% of Splitfolk's.

ICBC Mobile Banking ships an update monthly, Splitfolk daily. The most recent releases landed on October 11, 2026 and September 27, 2026 respectively.

## The numbers

| Metric | ICBC Mobile Banking | Splitfolk |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (138 ratings)](https://appshunter.io/ios/app/icbc-mobile-banking/id584398176/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/splitfolk/id6789954526/reviews)** |
| Number of ratings | **138** | 1 |
| Positive reviews | 16.9% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Daily** |
| Monetization | Free | Free |
| Size | 301 MB | 4 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [Industrial and Commercial Bank of China](https://appshunter.io/developer/404569366) | [TAO CHEN](https://appshunter.io/developer/6789954528) |

## What reviewers say

### ICBC Mobile Banking

[App page](https://appshunter.io/ios/app/icbc-mobile-banking/id584398176)

Manage your finances on the go with a comprehensive mobile banking client. Access account details, perform transfers, trade foreign exchange, and manage deposits. Enjoy a personalized online service platform with a redesigned interface and customizable layout for a seamless banking experience.

**Highlights:** Account inquiry, Transfer and remittance, Foreign exchange trading, Time deposit management, Customizable home screen layout, Credit card borrowing access

**Features:** Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Splitfolk

[App page](https://appshunter.io/ios/app/splitfolk/id6789954526)

Easily divide shared costs among friends and groups. This app simplifies expense tracking with options for equal or custom splits, clear settlement plans, and group record exports. It's designed for quick and hassle-free management of shared finances for trips, housing, or events.

**Highlights:** Create and manage groups, Record expenses with custom splits, View clear settlement plans, Support for recurring expenses, Export group records, Invite members via shareable link

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ICBC Mobile Banking free?

ICBC Mobile Banking is free to download, with no in-app purchases.

### Is Splitfolk free?

Splitfolk is free to download, with no in-app purchases.

### Which has better reviews, ICBC Mobile Banking or Splitfolk?

Splitfolk is rated higher. ICBC Mobile Banking averages 2.0 out of 5 from 138 ratings, while Splitfolk averages 5.0 from 1 ratings.

### Do ICBC Mobile Banking or Splitfolk have ads?

Neither ICBC Mobile Banking nor Splitfolk shows ads.

### Which is updated more often, ICBC Mobile Banking or Splitfolk?

ICBC Mobile Banking ships an update monthly, and Splitfolk daily. Most recently, ICBC Mobile Banking was updated on October 11, 2026 and Splitfolk on September 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*