# Budgea vs BCU Bank

The clearest difference is update cadence: BCU Bank at every 3 months against Budgea's every 33 months. Budgea's advantage is iOS requirement (10.0 vs 15.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Budgea ships an update every 33 months, BCU Bank every 3 months. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Budgea | BCU Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[1.0 (1 ratings)](https://appshunter.io/ios/app/bcu-bank/id1179612720/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 28.6% of reviews |
| In-app purchases | No | No |
| Ads | — | No |
| Update frequency | Every 33 months | **Every 3 months** |
| Monetization | — | Free |
| Size | 24 MB | 103 MB |
| Requires iOS | **10.0** | 15.0 |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Budget Insight](https://appshunter.io/developer/585286940) | [Police & Nurses Limited](https://appshunter.io/developer/945287090) |

## What reviewers say

### Budgea

[App page](https://appshunter.io/ios/app/budgea/id585286937)

**Features:** macOS Compatibility

**In-app purchases:** none


### BCU Bank

[App page](https://appshunter.io/ios/app/bcu-bank/id1179612720)

Manage all your banking needs on the go with this app. Make instant payments, transfer funds domestically and internationally, pay bills, and open new accounts. It also offers comprehensive card management, secure login options, and easy access to customer support and branch locations.

**Highlights:** Instant payments via Osko and PayID, Domestic and international money transfers, BPAY bill payments, Account balance and transaction history, Card activation, locking, and replacement, Biometric login (fingerprint/facial recognition), Secure in-app messaging

**Features:** macOS Compatibility, Siri integration, Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Budgea free?

Budgea is free to download, with no in-app purchases.

### Is BCU Bank free?

BCU Bank is free to download, with no in-app purchases.

### Which is updated more often, Budgea or BCU Bank?

Budgea ships an update every 33 months, and BCU Bank every 3 months. Most recently, Budgea was updated on October 26, 2026 and BCU Bank on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*