# Budgea vs Ratto

The clearest difference is in-app purchases: Budgea at none against Ratto's 2. Budgea also leads on iOS requirement (10.0 vs 15.0). Ratto's advantage is update cadence (weekly vs every 33 months). On price and device support there is nothing between them.

Both are free to download. Ratto sells 2 in-app purchases, starting at $0.99 per month. Budgea asks for nothing beyond the download.

Budgea ships an update every 33 months, Ratto weekly. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Budgea | Ratto |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | — | No |
| Update frequency | Every 33 months | **Weekly** |
| Monetization | — | Free with in-app purchases |
| Size | 24 MB | 38 MB |
| Requires iOS | **10.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Budget Insight](https://appshunter.io/developer/585286940) | [Arnaud D'angelosante](https://appshunter.io/developer/1675740380) |

## What reviewers say

### Budgea

[App page](https://appshunter.io/ios/app/budgea/id585286937)

**Features:** macOS Compatibility

**In-app purchases:** none


### Ratto

[App page](https://appshunter.io/ios/app/ratto-budget-expense-tracker/id6446061642)

Easily manage your finances with this private budget tracker. Add expenses and income, create custom budgets, and visualize your spending with clear charts and alerts. It offers multi-currency support and secure local storage.

**Highlights:** Monthly budgets by category, Custom categories and tags, Recurring expense tracking, Budget exceeded alerts, Monthly and yearly balance visualization, Multi-currency support, CSV export, 100% secure local data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full Access | $0.99 | per month |
| Full Access | $24.99 | one-time |


## Frequently asked questions

### Is Budgea free?

Budgea is free to download, with no in-app purchases.

### Is Ratto free?

Ratto is free to download, with in-app purchases available.

### Which is updated more often, Budgea or Ratto?

Budgea ships an update every 33 months, and Ratto weekly. Most recently, Budgea was updated on October 26, 2026 and Ratto on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*