# Hingham Savings vs CFB Direct

The clearest difference is rating: Hingham Savings at 4.8 against CFB Direct's 4.2. Hingham Savings also leads on ratings volume (1.1K vs 48) and review sentiment (47% vs 33%). CFB Direct's advantage is monetization model (free vs free with in-app purchases) and update cadence (every 5 weeks vs every 4 months). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Hingham Savings holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: Hingham Savings has 1.1K ratings behind it against 48, so its average is the more settled of the two. Written reviews point the same way: 47% of Hingham Savings's written reviews are positive against 33% of CFB Direct's.

Hingham Savings ships an update every 4 months, CFB Direct every 5 weeks. Both last shipped on November 1, 2026.

## The numbers

| Metric | Hingham Savings | CFB Direct |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.1K ratings)](https://appshunter.io/ios/app/hingham-savings/id586685070/reviews)** | [4.2 (48 ratings)](https://appshunter.io/ios/app/cfb-direct/id594953064/reviews) |
| Number of ratings | **1.1K** | 48 |
| Positive reviews | **47.1% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 5 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 130 MB | 155 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Hingham Institution for Savings](https://appshunter.io/developer/586685073) | [City First Bank National Association](https://appshunter.io/developer/594953067) |

## What reviewers say

### Hingham Savings

[App page](https://appshunter.io/ios/app/hingham-savings/id586685070)

Bank on the go with secure mobile access to your accounts. Deposit checks, view balances, transfer funds, pay bills, and find branches easily. Enjoy convenient banking from your iPhone.

**Highlights:** Mobile check deposit, Account balance monitoring, Transaction history, Fund transfers, Bill payment, Branch locator, Touch ID support

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Ease of use
- 👍 Efficient
- 👍 Lots of branches closed so app needed
- 💡 Checks/Deposits should post quicker
- 👍 Convenient mobile deposit

**What reviewers complain about**

- 🐛 Poor check recognition
- 🐛 Camera issues
- 🔒 2FA issues on iPad
- 🔒 Login issues
- 🔋 Limited transaction history

**Reported bugs**

- Recurring mobile deposit errors
- App crashes and network connection issues
- Login issues and password problems

**Requested features**

- 2FA opt-out option
- Improved mobile deposit experience
- Expanded transaction history


### CFB Direct

[App page](https://appshunter.io/ios/app/cfb-direct/id594953064)

Manage your finances on the go with this mobile banking application. Check account balances, review recent transactions, transfer funds between accounts, and pay bills conveniently from your device.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Pay bills, Edit scheduled bill payments

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Hingham Savings free?

Hingham Savings is free to download, with no in-app purchases.

### Is CFB Direct free?

CFB Direct is free to download, with no in-app purchases.

### Which has better reviews, Hingham Savings or CFB Direct?

Hingham Savings is rated higher. Hingham Savings averages 4.8 out of 5 from 1.1K ratings, while CFB Direct averages 4.2 from 48 ratings.

### Do Hingham Savings or CFB Direct have ads?

Neither Hingham Savings nor CFB Direct shows ads.

### Which is updated more often, Hingham Savings or CFB Direct?

Hingham Savings ships an update every 4 months, and CFB Direct every 5 weeks. Most recently, Hingham Savings was updated on November 1, 2026 and CFB Direct on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*