# Amcom Bank vs HSB Mobile Banking

Amcom Bank and HSB Mobile Banking both sit at 4.8 stars, but that hides the real split: 80% of Amcom Bank's written reviews are positive against 53% of HSB Mobile Banking's. HSB Mobile Banking's advantage is monetization model (free vs free with in-app purchases) and ratings volume (996 vs 253). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Amcom Bank holds the better App Store score, 4.8 against 4.7. Both are backed by a comparable volume of ratings — 253 and 996 respectively. Written reviews point the same way: 80% of Amcom Bank's written reviews are positive against 53% of HSB Mobile Banking's.

Amcom Bank ships an update every 4 months, HSB Mobile Banking every 3 months. The most recent releases landed on September 23, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | Amcom Bank | HSB Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (253 ratings)](https://appshunter.io/ios/app/amcom-bank/id587073491/reviews)** | [4.7 (996 ratings)](https://appshunter.io/ios/app/hsb-mobile-banking/id590454549/reviews) |
| Number of ratings | 253 | **996** |
| Positive reviews | **80.0% of reviews** | 53.1% of reviews |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 4 months | **Every 3 months** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 128 MB | 105 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [American Community Bank & Trust](https://appshunter.io/developer/587073494) | [Home State Bank National Association](https://appshunter.io/developer/590454552) |

## What reviewers say

### Amcom Bank

[App page](https://appshunter.io/ios/app/amcom-bank/id587073491)

Access your bank account information securely from your smartphone. View balances, review transactions, transfer funds, deposit checks, and pay bills conveniently.

**Highlights:** View account balances, Review transactions, Transfer funds between accounts, Deposit checks, Pay bills

**Features:** macOS Compatibility, Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none


### HSB Mobile Banking

[App page](https://appshunter.io/ios/app/hsb-mobile-banking/id590454549)

Manage your finances conveniently from your mobile device. Deposit checks, pay bills, and transfer funds between accounts. Access account history, view statements, and locate ATMs and banking centers.

**Highlights:** Deposit checks, Pay bills, Transfer funds, View account history, Check balances, Review bank statements, Find ATMs and banking centers

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and intuitive interface
- 💰 Simple account transfers and money management
- 📱 Mobile banking convenience
- ✅ Check deposit functionality
- 💳 Bill payment capabilities

**What reviewers complain about**

- 🐢 Excruciatingly slow load times
- 🐛 Frequent app crashes
- ⚠️ Session expiration issues
- 🔐 Password reset problems
- 📉 Clunky and outdated interface

**Reported bugs**

- App crashes upon password entry
- Login session expires immediately after verification
- Password cancellation and reset failures
- Account balancing functionality broken
- Pages fail to load

**Requested features**

- Zelle integration within app
- Recurring/auto-pay setup in app
- Support for older phone models
- Improved visual design and cleanup


## Frequently asked questions

### Is Amcom Bank free?

Amcom Bank is free to download, with no in-app purchases.

### Is HSB Mobile Banking free?

HSB Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, Amcom Bank or HSB Mobile Banking?

Amcom Bank is rated higher. Amcom Bank averages 4.8 out of 5 from 253 ratings, while HSB Mobile Banking averages 4.7 from 996 ratings.

### Do Amcom Bank or HSB Mobile Banking have ads?

Both Amcom Bank and HSB Mobile Banking show ads.

### Which is updated more often, Amcom Bank or HSB Mobile Banking?

Amcom Bank ships an update every 4 months, and HSB Mobile Banking every 3 months. Most recently, Amcom Bank was updated on September 23, 2026 and HSB Mobile Banking on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*