# First Texas Bank vs Extraco eBank

The clearest difference is review sentiment: Extraco eBank at 87% against First Texas Bank's 13%. Extraco eBank also leads on rating (4.4 vs 2.4) and ratings volume (1.8K vs 36). First Texas Bank's advantage is iOS requirement (14.1 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Extraco eBank holds the better App Store score, 4.4 against 2.4. That said, the two scores are not equally well evidenced: Extraco eBank has 1.8K ratings behind it against 36, so its average is the more settled of the two. Written reviews point the same way: 13% of First Texas Bank's written reviews are positive against 87% of Extraco eBank's.

First Texas Bank ships an update every 3 months, Extraco eBank every 2 months. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | First Texas Bank | Extraco eBank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.4 (36 ratings)](https://appshunter.io/ios/app/first-texas-bank/id587619713/reviews) | **[4.4 (1.8K ratings)](https://appshunter.io/ios/app/extraco-ebank/id1491516388/reviews)** |
| Number of ratings | 36 | **1.8K** |
| Positive reviews | 13.3% of reviews | **87.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 120 MB | 33 MB |
| Requires iOS | **14.1** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [First Texas Bank](https://appshunter.io/developer/587619717) | [Extraco Banks](https://appshunter.io/developer/417482907) |

## What reviewers say

### First Texas Bank

[App page](https://appshunter.io/ios/app/first-texas-bank/id587619713)

Access your accounts securely from anywhere with this mobile banking app. View balances, transactions, transfer funds, manage cards, and find nearby branches or ATMs. Requires enrollment in online banking.

**Highlights:** View account balances, View recent transactions, Transfer funds between accounts, Manage cards, Locate branches and ATMs, Contact customer service

**Features:** Apple Wallet

**In-app purchases:** none


### Extraco eBank

[App page](https://appshunter.io/ios/app/extraco-ebank/id1491516388)

Manage your finances conveniently with a secure banking app. Features include card management, budgeting tools, and the ability to link external accounts for a comprehensive financial overview.

**Highlights:** Card swap for multiple service providers, Financial management and budgeting tools, Turn debit card on/off, Set travel alerts, Link external accounts

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient and functional
- 🔒 Secure with extra protection
- 💡 Helpful scam alerts
- 👍 Friendly and professional customer service

**What reviewers complain about**

- 🐛 Occasional login issues
- 🐛 Difficulty navigating bill pay
- 🐛 Inconsistent user experience after updates
- 🐛 Lack of detailed transaction notes
- 🐛 Trouble depositing checks via mobile

**Reported bugs**

- Frequent log-outs and password resets required
- Mobile deposit feature not working consistently
- Transactions not always displaying correctly

**Requested features**

- Add built-in calculator
- Improve transaction categorization and budgeting
- Provide option for dark mode
- Allow minors to deposit checks
- Enhance transfer history and recurring payments


## Frequently asked questions

### Is First Texas Bank free?

First Texas Bank is free to download, with no in-app purchases.

### Is Extraco eBank free?

Extraco eBank is free to download, with no in-app purchases.

### Which has better reviews, First Texas Bank or Extraco eBank?

Extraco eBank is rated higher. First Texas Bank averages 2.4 out of 5 from 36 ratings, while Extraco eBank averages 4.4 from 1.8K ratings.

### Do First Texas Bank or Extraco eBank have ads?

Neither First Texas Bank nor Extraco eBank shows ads.

### Which is updated more often, First Texas Bank or Extraco eBank?

First Texas Bank ships an update every 3 months, and Extraco eBank every 2 months. Most recently, First Texas Bank was updated on November 1, 2026 and Extraco eBank on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*