# iSpending HD vs MyCoast

The clearest difference is rating: MyCoast at 4.8 against iSpending HD's 3.6. MyCoast also leads on in-app purchases (none vs 1) and update cadence (monthly vs every 16 months). iSpending HD's advantage is iOS requirement (8.0 vs 16.0). On price, review sentiment, ads and monetization model there is nothing between them.

Both are free to download. iSpending HD sells 1 one-off in-app purchase. MyCoast asks for nothing beyond the download.

MyCoast holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: MyCoast has 1.1K ratings behind it against 14, so its average is the more settled of the two. Written reviews complicate that: 58% of iSpending HD's written reviews are positive against 50% of MyCoast's, so the app with the better star average is not the one people write more warmly about.

iSpending HD ships an update every 16 months, MyCoast monthly. The most recent releases landed on October 17, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | iSpending HD | MyCoast |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (14 ratings)](https://appshunter.io/ios/app/ispending-hd/id587654268/reviews) | **[4.8 (1.1K ratings)](https://appshunter.io/ios/app/mycoast/id819382642/reviews)** |
| Number of ratings | 14 | **1.1K** |
| Positive reviews | **57.7% of reviews** | 50.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 16 months | **Monthly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 14 MB | 180 MB |
| Requires iOS | **8.0** | 16.0 |
| Devices | iPad | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Hana Mobile](https://appshunter.io/developer/306576922) | [Coastline FCU](https://appshunter.io/developer/819382645) |

## What reviewers say

### iSpending HD

[App page](https://appshunter.io/ios/app/ispending-hd/id587654268)

This personal finance app helps you track income and expenses with customizable categories. View instant summaries, detailed graph reports, and search transactions easily. Secure your data with a passcode lock and export your records.

**Highlights:** Track income and expenses, Customizable spending categories, Instant daily, weekly, monthly, yearly summaries, Detailed graph reports, Transaction search, Passcode lock, Export transactions via email

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iSpendingHD Pro | $19.99 | one-time |


### MyCoast

[App page](https://appshunter.io/ios/app/mycoast/id819382642)

Manage your finances on the go with this mobile banking application. Access account balances, transfer funds, pay bills, and track your savings goals. Enjoy secure and convenient access to your financial information anytime, anywhere.

**Highlights:** Account Balances, Transfers, Bill Pay, e-statements, Savings Goals, Personal Finance Management

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to navigate app
- 💡 Convenient mobile deposit feature
- 🚀 Excellent app when working properly

**What reviewers complain about**

- 🐛 Mobile deposit not working consistently
- 🐛 App crashes and logs users out
- 🐛 App often displays maintenance or login errors
- 🔒 No Zelle or other payment options

**Reported bugs**

- Mobile deposit feature not functioning
- App crashing and logging users out
- Maintenance and login errors

**Requested features**

- Text alerts for account activity
- Faster ACH electronic transfers


## Frequently asked questions

### Is iSpending HD free?

iSpending HD is free to download, with in-app purchases available.

### Is MyCoast free?

MyCoast is free to download, with no in-app purchases.

### Which has better reviews, iSpending HD or MyCoast?

MyCoast is rated higher. iSpending HD averages 3.6 out of 5 from 14 ratings, while MyCoast averages 4.8 from 1.1K ratings.

### Do iSpending HD or MyCoast have ads?

Neither iSpending HD nor MyCoast shows ads.

### Which is updated more often, iSpending HD or MyCoast?

iSpending HD ships an update every 16 months, and MyCoast monthly. Most recently, iSpending HD was updated on October 17, 2026 and MyCoast on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*