# Lloyd vs Kinlend

The clearest difference is review sentiment: Kinlend at 100% against Lloyd's 64%. Kinlend also leads on ads (none vs shown) and rating (5.0 vs 4.5). Lloyd's advantage is ratings volume (24K vs 3). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Lloyd sells 3 in-app purchases, starting at $5.99 per month and Kinlend sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Kinlend holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Lloyd has 24K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 64% of Lloyd's written reviews are positive against 100% of Kinlend's.

Lloyd ships an update every 3 weeks, Kinlend monthly. The most recent releases landed on November 12, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Lloyd | Kinlend |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (24K ratings)](https://appshunter.io/ios/app/lloyd-your-ai-superpower/id588199307/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/kinlend/id6786522549/reviews)** |
| Number of ratings | **24K** | 3 |
| Positive reviews | 63.7% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 126 MB | 7 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 12+ | 17+ |
| Developer | [ENDLESS TECHNOLOGIES LTD](https://appshunter.io/developer/588199350) | [Anthony Coby](https://appshunter.io/developer/6786522551) |

## What reviewers say

### Lloyd

[App page](https://appshunter.io/ios/app/lloyd-your-ai-superpower/id588199307)

This AI companion offers advanced assistance through video, voice, or text. It helps with tasks like finding locations, homework, project planning, and cooking, leveraging powerful AI models. It also functions as a fast live video messenger for real-time connections.

**Highlights:** AI-powered assistance (text, voice, video), Location discovery (Around Me mode), Homework and project planning help, Chef AI for cooking guidance, Live video messaging, Offline functionality

**Features:** Apple Watch app

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium monthly | $5.99 | per month |
| 3 month subscription | $17.99 | per 3 months |
| 1 year subscription | $69.99 | per year |

**What reviewers like**

- 👍 Clear American Sign Language on video
- 👍 Useful for deaf communication
- 👍 Good for text groups
- 👍 Incredible for staying in touch with family and friends
- 👍 Brilliant for video messaging

**What reviewers complain about**

- 🐛 Crashes frequently
- 🐛 Videos freeze or don't load
- 🐛 Notifications not working
- 🐛 Glitchy and pixelated videos
- 🐛 Inability to delete own videos

**Reported bugs**

- Frequent crashes
- Videos not playing or loading
- Notifications not working
- Camera issues on newer devices
- Incompatibility with screen readers

**Requested features**

- Ability to record without microphone
- Slow motion feature for ASL
- Airplay and Chromecast support
- Ability to delete message history
- Customizable notification settings


### Kinlend

[App page](https://appshunter.io/ios/app/kinlend/id6786522549)

Facilitate and track personal loans between trusted individuals with clear agreements and simple payment plans. This tool helps manage repayment schedules and ensures both parties have a shared understanding of the loan terms.

**Highlights:** Plain-language loan agreements, Digital signing, Customizable payment schedules, Interest-free loan option, Payment tracking, Optional payment reminders

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Contract | $0.99 | per month |
| Manual tracking | $4.99 | per month |


## Frequently asked questions

### Is Lloyd free?

Lloyd is free to download, with in-app purchases available.

### Is Kinlend free?

Kinlend is free to download, with in-app purchases available.

### Which has better reviews, Lloyd or Kinlend?

Kinlend is rated higher. Lloyd averages 4.5 out of 5 from 24K ratings, while Kinlend averages 5.0 from 3 ratings.

### Do Lloyd or Kinlend have ads?

Lloyd shows ads; Kinlend does not.

### Which is updated more often, Lloyd or Kinlend?

Lloyd ships an update every 3 weeks, and Kinlend monthly. Most recently, Lloyd was updated on November 12, 2026 and Kinlend on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*