# Splittr vs Settle Up

Splittr and Settle Up both sit at 4.8 stars, but that hides the real split: 97% of Splittr's written reviews are positive against 59% of Settle Up's. Splittr also leads on update cadence (every 4 days vs every 2 weeks). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Splittr sells 4 in-app purchases, starting at $3.49 per year and Settle Up sells 10 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for Splittr against 4.8 for Settle Up. Both are backed by a comparable volume of ratings — 616 and 1.7K respectively. Written reviews are what separate them: 97% of Splittr's written reviews are positive against 59% of Settle Up's.

Splittr ships an update every 4 days, Settle Up every 2 weeks. Both last shipped on September 24, 2026.

## The numbers

| Metric | Splittr | Settle Up |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (616 ratings)](https://appshunter.io/ios/app/splittr-expense-splitting/id588332804/reviews) | [4.8 (1.7K ratings)](https://appshunter.io/ios/app/settle-up-group-expenses/id737534985/reviews) |
| Number of ratings | 616 | **1.7K** |
| Positive reviews | **97.4% of reviews** | 58.5% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | **Every 4 days** | Every 2 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 32 MB | 103 MB |
| Requires iOS | **16.0** | 17.4 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [RWichmann GmbH](https://appshunter.io/developer/376866758) | [Step Up Labs, Inc.](https://appshunter.io/developer/1109834817) |

## What reviewers say

### Splittr

[App page](https://appshunter.io/ios/app/splittr-expense-splitting/id588332804)

Easily track and divide shared expenses for group trips, shared living, or any activity. Add costs as they occur, and the app automatically calculates who owes whom. Invite friends to contribute expenses from their own devices, even offline.

**Highlights:** Split group expenses, Calculate who owes whom, Invite friends to add expenses, Works offline, Supports all currencies, Categorize expenses, Export data (PDF/CSV)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Year | $3.49 | per year |
| 1 Month | $0.99 | one-time |
| Lifetime | $5.99 | one-time |
| Lifetime | $10.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient for group trips
- 💰 Reasonable premium pricing
- 🌍 Supports multiple currencies
- 📊 Detailed reporting and tracking

**What reviewers complain about**

- 🐛 Occasional bugs and glitches
- 💬 Confusing interface for some users
- 🔊 Intrusive ads with sound
- 🔍 Lack of search functionality

**Reported bugs**

- Report generation not working for some users
- Expense entries sometimes disappearing

**Requested features**

- Ability to split expenses unevenly
- Option to save expense categories
- Improved settlement/payment integration
- Cloud sync and backup functionality


### Settle Up

[App page](https://appshunter.io/ios/app/settle-up-group-expenses/id737534985)

Easily track shared expenses and IOUs for groups like travelers, flatmates, or friends. Handles complex splits, multiple payers, incomes, and items from bills. Works offline and across platforms, minimizing transfers and offering real-time exchange rates.

**Highlights:** Track shared expenses, Manage IOUs, Handle complex splits, Multiple payers support, Offline functionality, Real-time exchange rates, Data export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| Yearly Premium | $19.99 | per year |
| Group Premium for 1 week | $5.99 | one-time |
| Group Premium for 2 weeks | $9.99 | one-time |
| Group Premium for 2 months | $14.99 | one-time |
| Group Premium for 1 month | $14.99 | one-time |
| Group Premium for 2 months | $29.99 | one-time |
| Group Premium | $39.99 | one-time |
| Group Premium for 1 year | $39.99 | one-time |
| Lifetime Group Premium | $149.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 💡 Flexible expense splitting
- 🚀 Fast expense adding
- 💡 Supports multiple currencies
- 👍 Helpful for group trips and outings

**What reviewers complain about**

- 💰 Expensive compared to alternatives
- 🐛 Crashes and bugs
- 👎 Poor UI/UX design
- 👎 Free version lacks key features
- 🔒 Requires social media login

**Reported bugs**

- Expense details disappearing
- Inability to create new groups
- Keyboard issues on iOS 8
- Incompatibility with iPad

**Requested features**

- Ability to assign fixed amounts to group members
- Option to adjust expense shares (e.g. exclude certain items)
- Support for paying groups (multi-family events)


## Frequently asked questions

### Is Splittr free?

Splittr is free to download, with in-app purchases available.

### Is Settle Up free?

Settle Up is free to download, with in-app purchases available.

### Which has better reviews, Splittr or Settle Up?

Splittr and Settle Up are both rated 4.8 out of 5 on the App Store, from 616 and 1.7K ratings respectively.

### Do Splittr or Settle Up have ads?

Both Splittr and Settle Up show ads.

### Which is updated more often, Splittr or Settle Up?

Splittr ships an update every 4 days, and Settle Up every 2 weeks. Most recently, Splittr was updated on September 24, 2026 and Settle Up on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*