# Quick Checkbook Pro vs Debit & Credit

The clearest difference is price: Debit & Credit at Free against Quick Checkbook Pro's $0.99. Debit & Credit also leads on rating (4.8 vs 4.2) and update cadence (every 3 weeks vs every 7 months). Quick Checkbook Pro's advantage is chart position (#31 vs unranked). On ratings volume, ads, in-app purchases and monetization model there is nothing between them.

Debit & Credit is free to download; Quick Checkbook Pro costs $0.99 up front. Quick Checkbook Pro sells 3 in-app purchases, starting at $0.99 per month and Debit & Credit sells 3 in-app purchases, starting at $19.99 per year. Whichever you choose, the download price is not the number that matters.

Debit & Credit holds the better App Store score, 4.8 against 4.2. Both are backed by a comparable volume of ratings — 994 and 2.3K respectively. Written reviews point the same way: 62% of Quick Checkbook Pro's written reviews are positive against 89% of Debit & Credit's.

Quick Checkbook Pro ships an update every 7 months, Debit & Credit every 3 weeks. Both last shipped on September 22, 2026.

## The numbers

| Metric | Quick Checkbook Pro | Debit & Credit |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | [4.2 (994 ratings)](https://appshunter.io/ios/app/quick-checkbook-pro/id588959204/reviews) | **[4.8 (2.3K ratings)](https://appshunter.io/ios/app/debit-and-credit/id882637543/reviews)** |
| Number of ratings | 994 | **2.3K** |
| Positive reviews | 62.0% of reviews | **88.8% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 7 months | **Every 3 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#31** | — |
| Size | 42 MB | 30 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad, Apple Watch | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [倩 赵](https://appshunter.io/developer/376557917) | [Ivan Pavlov Pty Ltd](https://appshunter.io/developer/375311513) |

## What reviewers say

### Quick Checkbook Pro

[App page](https://appshunter.io/ios/app/quick-checkbook-pro/id588959204)

**Currently charting:** #31 Top Paid · Finance (US App Store)

Manage your personal finances with this app, allowing you to track multiple accounts, record income and expenses, and view detailed financial reports. It offers features like recurring transactions, reconciliation, and data backup for comprehensive financial oversight.

**Highlights:** Multiple account tracking, Income/expense/transfer transactions, Recurring transactions, Transaction reconciliation, Financial reports (pie, histogram), Data backup and restore, Passcode protection

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium - 1 month | $0.99 | per month |
| Premium - 6 months | $5.49 | per 6 months |
| Premium - 1 year | $9.99 | per year |

**What reviewers like**

- 🚀 Easy to use
- 👍 Straightforward interface
- 💡 Helpful for budgeting and finance management
- 🚀 Efficient transaction tracking
- 👍 Useful reports and analytics

**What reviewers complain about**

- 🐛 Recurring transactions not working properly
- 🐛 Transactions disappearing or not saving
- 🐛 Incorrect calculations and balance issues
- 🔒 Concerns about subscription model changes
- 👎 Dislike of recent UI updates

**Reported bugs**

- Passcode/Face ID functionality not working
- Slow performance and freezing issues
- Inconsistent behavior with account management

**Requested features**

- Add bill reminder function
- Improve sync and backup options
- Allow customization of categories and payees
- Implement print/export options
- Provide more detailed transaction history


### Debit & Credit

[App page](https://appshunter.io/ios/app/debit-and-credit/id882637543)

Manage all your finances in one place with this intuitive personal finance app. Track spending, create budgets, and plan for the future with automatic transaction import and detailed reports. Syncs across devices and offers shared account management.

**Highlights:** All accounts in one app, Apple Card integration, Fast transaction entry, Budgets and scheduled transactions, Financial planning, Detailed reports, iCloud sync, Shared accounts

**Features:** Family Sharing, Siri integration, Apple Watch app

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Version | $19.99 | per year |
| Premium Version | $19.99 | per year |
| Premium Version | $19.99 | per year |

**What reviewers like**

- 🚀 Great app
- 👍 Simple and easy to use
- 🔒 Secure and private
- 💻 Seamless sync between devices
- 📊 Excellent budgeting and reporting features

**What reviewers complain about**

- 🐛 Occasional bugs and glitches
- 💰 Subscription model may be costly for some
- 🔍 Limited customization options
- 📅 Lack of advanced scheduling and forecasting

**Reported bugs**

- Duplication of transactions
- Syncing issues between devices
- Incorrect account balances

**Requested features**

- Ability to track cryptocurrency transactions
- Option to view uncleared and cleared balances separately
- More detailed budget and spending visualizations
- Improved shared account management


## Frequently asked questions

### Is Quick Checkbook Pro free?

Quick Checkbook Pro costs $0.99, and also offers in-app purchases.

### Is Debit & Credit free?

Debit & Credit is free to download, with in-app purchases available.

### Which has better reviews, Quick Checkbook Pro or Debit & Credit?

Debit & Credit is rated higher. Quick Checkbook Pro averages 4.2 out of 5 from 994 ratings, while Debit & Credit averages 4.8 from 2.3K ratings.

### Do Quick Checkbook Pro or Debit & Credit have ads?

Neither Quick Checkbook Pro nor Debit & Credit shows ads.

### Which is updated more often, Quick Checkbook Pro or Debit & Credit?

Quick Checkbook Pro ships an update every 7 months, and Debit & Credit every 3 weeks. Most recently, Quick Checkbook Pro was updated on September 22, 2026 and Debit & Credit on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*