# HCF My Membership App vs Time2Train

The clearest difference is in-app purchases: HCF My Membership App at none against Time2Train's 2. HCF My Membership App also leads on ads (none vs shown) and device support (3 vs 1). On price, update cadence and iOS requirement there is nothing between them.

Both are free to download. Time2Train sells 2 in-app purchases, starting at $2.99 per month. HCF My Membership App asks for nothing beyond the download.

Both ship on a similar rhythm, roughly every 4 weeks. The most recent releases landed on November 10, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | HCF My Membership App | Time2Train |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (82 ratings)](https://appshunter.io/ios/app/hcf-my-membership-app/id589202661/reviews)** | — |
| Number of ratings | **82** | — |
| Positive reviews | 32.3% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 4 weeks | Every 4 weeks |
| Monetization | Free | — |
| Size | 83 MB | 43 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [HCF](https://appshunter.io/developer/589202667) | [Suresh Tulsi](https://appshunter.io/developer/6791861133) |

## What reviewers say

### HCF My Membership App

[App page](https://appshunter.io/ios/app/hcf-my-membership-app/id589202661)

Manage your health insurance effortlessly with this app. Submit claims quickly, track payments, and review your cover. Access your digital membership card and connect with support easily.

**Highlights:** Claim on the go, Manage payments, Review health cover, Digital membership card, Message support, Access health programs

**In-app purchases:** none

**What reviewers like**

- 🚀 Simple and easy to use
- 👍 Convenient for making claims
- 🚀 Quick and efficient claims process
- 👍 Helpful customer service
- 🚀 Intuitive app design

**What reviewers complain about**

- 🐛 Frequent app crashes and bugs
- 🔒 Limited access for secondary account holders
- 🔒 Inconvenient login process
- 🔋 Slow app performance and loading times
- 🐛 Unreliable digital membership card

**Reported bugs**

- App frequently logs users out
- Verification codes not received in a timely manner
- Blank screens and loading issues when submitting claims
- Inability to access account information for secondary users

**Requested features**

- Add digital membership card to digital wallets
- Allow separate logins for all account holders
- Improve app stability and reduce crashes
- Provide more detailed policy and coverage information
- Enhance claims history and tracking functionality


### Time2Train

[App page](https://appshunter.io/ios/app/time2trainworkouts-and-timer/id6795762892)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| T2T Pro | $2.99 | per month |
| T2T Pro | $29.99 | per year |


## Frequently asked questions

### Is HCF My Membership App free?

HCF My Membership App is free to download, with no in-app purchases.

### Is Time2Train free?

Time2Train is free to download, with in-app purchases available.

### Do HCF My Membership App or Time2Train have ads?

Time2Train shows ads; HCF My Membership App does not.

### Which is updated more often, HCF My Membership App or Time2Train?

HCF My Membership App ships an update every 4 weeks, and Time2Train every 4 weeks. Most recently, HCF My Membership App was updated on November 10, 2026 and Time2Train on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*