# Quick Checkbook vs Xpence

The clearest difference is rating: Xpence at 5.0 against Quick Checkbook's 4.3. Xpence also leads on update cadence (every 3 months vs every 7 months). Quick Checkbook's advantage is in-app purchases (none vs 3) and ratings volume (1.4K vs 2). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Xpence sells 3 in-app purchases, starting at $0.49 per month. Quick Checkbook asks for nothing beyond the download.

Xpence holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Quick Checkbook has 1.4K ratings behind it against 2, so its average is the more settled of the two.

Quick Checkbook ships an update every 7 months, Xpence every 3 months. The most recent releases landed on September 19, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | Quick Checkbook | Xpence |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (1.4K ratings)](https://appshunter.io/ios/app/quick-checkbook/id589372357/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/xpence-money-tracker/id1566375439/reviews)** |
| Number of ratings | **1.4K** | 2 |
| Positive reviews | 67.3% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 7 months | **Every 3 months** |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 51 MB | 31 MB |
| Requires iOS | **16.0** | 17.6 |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, Mac |
| Age rating | 4+ | 17+ |
| Developer | [倩 赵](https://appshunter.io/developer/376557917) | [Giada Ciotola](https://appshunter.io/developer/1502428346) |

## What reviewers say

### Quick Checkbook

[App page](https://appshunter.io/ios/app/quick-checkbook/id589372357)

Manage your personal finances with this app that allows you to track multiple accounts, add transactions, and view financial reports. It offers features like recurring transactions, reconciliation, and various reporting options to help you understand your spending.

**Highlights:** Multiple account tracking, Add/edit transactions, Recurring transactions, Transaction reconciliation, Income/expense reports, Split transactions, Data backup and restore

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Convenient for tracking multiple accounts
- 📊 Helpful charts and reports
- 🔍 Good search functionality
- 🗓️ Recurring transactions

**What reviewers complain about**

- 🐛 Recurring transactions issues
- 🔍 Difficulty editing account names
- 🔍 Confusing category options
- 💰 Ads and limited free version
- 🔍 Lack of split transaction feature

**Reported bugs**

- Transactions disappearing or duplicating
- Balance calculation errors
- Language changes unexpectedly
- Recurring transactions not working as expected

**Requested features**

- Ability to edit account names
- More customizable category options
- Split transaction feature
- Running balance display
- Dark mode option


### Xpence

[App page](https://appshunter.io/ios/app/xpence-money-tracker/id1566375439)

Manage your personal finances by tracking expenses and income across multiple accounts. Gain insights into spending habits with a user-friendly interface and detailed transaction filtering. Secure your data with biometric authentication.

**Highlights:** Track expenses and income, Multiple account management, Transaction filtering, PDF report export, Biometric security, Multiple currency support

**Features:** Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $0.49 | per month |
| Yearly Subscription | $4.99 | per year |
| Unlock Xpence Forever | $39.99 | one-time |


## Frequently asked questions

### Is Quick Checkbook free?

Quick Checkbook is free to download, with no in-app purchases.

### Is Xpence free?

Xpence is free to download, with in-app purchases available.

### Which has better reviews, Quick Checkbook or Xpence?

Xpence is rated higher. Quick Checkbook averages 4.3 out of 5 from 1.4K ratings, while Xpence averages 5.0 from 2 ratings.

### Do Quick Checkbook or Xpence have ads?

Both Quick Checkbook and Xpence show ads.

### Which is updated more often, Quick Checkbook or Xpence?

Quick Checkbook ships an update every 7 months, and Xpence every 3 months. Most recently, Quick Checkbook was updated on September 19, 2026 and Xpence on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*