# Quick Checkbook vs Debit & Credit

The clearest difference is rating: Debit & Credit at 4.8 against Quick Checkbook's 4.3. Debit & Credit also leads on ads (none vs shown) and update cadence (every 3 weeks vs every 7 months). Quick Checkbook's advantage is in-app purchases (none vs 3). On price, ratings volume, device support and iOS requirement there is nothing between them.

Both are free to download. Debit & Credit sells 3 in-app purchases, starting at $19.99 per year. Quick Checkbook asks for nothing beyond the download.

Debit & Credit holds the better App Store score, 4.8 against 4.3. Both are backed by a comparable volume of ratings — 1.4K and 2.3K respectively. Written reviews point the same way: 67% of Quick Checkbook's written reviews are positive against 89% of Debit & Credit's.

Quick Checkbook ships an update every 7 months, Debit & Credit every 3 weeks. The most recent releases landed on September 19, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | Quick Checkbook | Debit & Credit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (1.4K ratings)](https://appshunter.io/ios/app/quick-checkbook/id589372357/reviews) | **[4.8 (2.3K ratings)](https://appshunter.io/ios/app/debit-and-credit/id882637543/reviews)** |
| Number of ratings | 1.4K | **2.3K** |
| Positive reviews | 67.3% of reviews | **88.8% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 7 months | **Every 3 weeks** |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 51 MB | 30 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad, Apple Watch | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [倩 赵](https://appshunter.io/developer/376557917) | [Ivan Pavlov Pty Ltd](https://appshunter.io/developer/375311513) |

## What reviewers say

### Quick Checkbook

[App page](https://appshunter.io/ios/app/quick-checkbook/id589372357)

Manage your personal finances with this app that allows you to track multiple accounts, add transactions, and view financial reports. It offers features like recurring transactions, reconciliation, and various reporting options to help you understand your spending.

**Highlights:** Multiple account tracking, Add/edit transactions, Recurring transactions, Transaction reconciliation, Income/expense reports, Split transactions, Data backup and restore

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Convenient for tracking multiple accounts
- 📊 Helpful charts and reports
- 🔍 Good search functionality
- 🗓️ Recurring transactions

**What reviewers complain about**

- 🐛 Recurring transactions issues
- 🔍 Difficulty editing account names
- 🔍 Confusing category options
- 💰 Ads and limited free version
- 🔍 Lack of split transaction feature

**Reported bugs**

- Transactions disappearing or duplicating
- Balance calculation errors
- Language changes unexpectedly
- Recurring transactions not working as expected

**Requested features**

- Ability to edit account names
- More customizable category options
- Split transaction feature
- Running balance display
- Dark mode option


### Debit & Credit

[App page](https://appshunter.io/ios/app/debit-and-credit/id882637543)

Manage all your finances in one place with this intuitive personal finance app. Track spending, create budgets, and plan for the future with automatic transaction import and detailed reports. Syncs across devices and offers shared account management.

**Highlights:** All accounts in one app, Apple Card integration, Fast transaction entry, Budgets and scheduled transactions, Financial planning, Detailed reports, iCloud sync, Shared accounts

**Features:** Family Sharing, Siri integration, Apple Watch app

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Version | $19.99 | per year |
| Premium Version | $19.99 | per year |
| Premium Version | $19.99 | per year |

**What reviewers like**

- 🚀 Great app
- 👍 Simple and easy to use
- 🔒 Secure and private
- 💻 Seamless sync between devices
- 📊 Excellent budgeting and reporting features

**What reviewers complain about**

- 🐛 Occasional bugs and glitches
- 💰 Subscription model may be costly for some
- 🔍 Limited customization options
- 📅 Lack of advanced scheduling and forecasting

**Reported bugs**

- Duplication of transactions
- Syncing issues between devices
- Incorrect account balances

**Requested features**

- Ability to track cryptocurrency transactions
- Option to view uncleared and cleared balances separately
- More detailed budget and spending visualizations
- Improved shared account management


## Frequently asked questions

### Is Quick Checkbook free?

Quick Checkbook is free to download, with no in-app purchases.

### Is Debit & Credit free?

Debit & Credit is free to download, with in-app purchases available.

### Which has better reviews, Quick Checkbook or Debit & Credit?

Debit & Credit is rated higher. Quick Checkbook averages 4.3 out of 5 from 1.4K ratings, while Debit & Credit averages 4.8 from 2.3K ratings.

### Do Quick Checkbook or Debit & Credit have ads?

Quick Checkbook shows ads; Debit & Credit does not.

### Which is updated more often, Quick Checkbook or Debit & Credit?

Quick Checkbook ships an update every 7 months, and Debit & Credit every 3 weeks. Most recently, Quick Checkbook was updated on September 19, 2026 and Debit & Credit on September 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*