# Climb CU Mobile Banking vs Westerra CU

The clearest difference is review sentiment: Climb CU Mobile Banking at 76% against Westerra CU's 12%. Climb CU Mobile Banking also leads on rating (4.3 vs 2.7) and ratings volume (781 vs 203). Westerra CU's advantage is ads (none vs shown) and update cadence (every 3 weeks vs every 6 months). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Climb CU Mobile Banking holds the better App Store score, 4.3 against 2.7. Both are backed by a comparable volume of ratings — 781 and 203 respectively. Written reviews point the same way: 76% of Climb CU Mobile Banking's written reviews are positive against 12% of Westerra CU's.

Climb CU Mobile Banking ships an update every 6 months, Westerra CU every 3 weeks. The most recent releases landed on November 10, 2026 and November 12, 2026 respectively.

## The numbers

| Metric | Climb CU Mobile Banking | Westerra CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (781 ratings)](https://appshunter.io/ios/app/climb-cu-mobile-banking/id590049655/reviews)** | [2.7 (203 ratings)](https://appshunter.io/ios/app/westerra-cu/id1627076819/reviews) |
| Number of ratings | **781** | 203 |
| Positive reviews | **75.6% of reviews** | 12.1% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 6 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 39 MB | 383 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Sooper Credit Union](https://appshunter.io/developer/590049658) | [Westerra Credit Union](https://appshunter.io/developer/739468074) |

## What reviewers say

### Climb CU Mobile Banking

[App page](https://appshunter.io/ios/app/climb-cu-mobile-banking/id590049655)

Manage your finances conveniently on the go. Deposit checks with your phone, make payments, and monitor your credit score. Open new accounts and apply for loans directly through the app.

**Highlights:** Mobile Check Deposit, Loan and Bill Payments, Account Balance Check, Credit Score View, Open New Accounts, Apply for Loans

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient banking
- 💯 Great customer service
- ⭐ Reliable and dependable
- 🔒 Secure app

**What reviewers complain about**

- 🐛 Occasional crashes and bugs
- ⏱️ Slow performance and buffering issues
- 🔒 Difficult login/authentication process
- 💳 Credit card management issues after change

**Reported bugs**

- Login issues and frequent logout
- Inaccurate account information
- Difficulties with mobile deposits

**Requested features**

- Mobile check deposit
- Zelle integration
- Improved credit card management
- More customization options


### Westerra CU

[App page](https://appshunter.io/ios/app/westerra-cu/id1627076819)

Manage your money on the go with this secure digital banking app. View balances, transfer funds, pay bills, deposit checks, and analyze spending. Receive notifications and find ATMs.

**Highlights:** View account balances and history, Transfer funds, Pay bills and people, Mobile check deposit, Spending analysis, Notifications, Secure messaging

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use app
- 👍 User-friendly interface
- 💡 Ability to view all accounts with one login
- 🚀 Clean and fast app

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Unreliable app performance
- 🐛 Inability to access accounts
- 🐛 Buggy check deposit feature
- 🐛 Lack of real-time balance updates

**Reported bugs**

- App crashes frequently
- Scheduled transfers not working
- Incorrect account balances displayed
- Login credentials not recognized

**Requested features**

- Add Zelle integration
- Improve bill pay functionality
- Allow customization of account order
- Provide more detailed transaction information


## Frequently asked questions

### Is Climb CU Mobile Banking free?

Climb CU Mobile Banking is free to download, with no in-app purchases.

### Is Westerra CU free?

Westerra CU is free to download, with no in-app purchases.

### Which has better reviews, Climb CU Mobile Banking or Westerra CU?

Climb CU Mobile Banking is rated higher. Climb CU Mobile Banking averages 4.3 out of 5 from 781 ratings, while Westerra CU averages 2.7 from 203 ratings.

### Do Climb CU Mobile Banking or Westerra CU have ads?

Climb CU Mobile Banking shows ads; Westerra CU does not.

### Which is updated more often, Climb CU Mobile Banking or Westerra CU?

Climb CU Mobile Banking ships an update every 6 months, and Westerra CU every 3 weeks. Most recently, Climb CU Mobile Banking was updated on November 10, 2026 and Westerra CU on November 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*