# Monny vs CWMoney

The clearest difference is ads: Monny at none against CWMoney's shown. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Monny sells 1 one-off in-app purchase and CWMoney sells 4 in-app purchases, starting at $2.49 per month. Whichever you choose, the download price is not the number that matters.

Monny holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 371 and 362 respectively. Written reviews point the same way: 87% of Monny's written reviews are positive against 82% of CWMoney's.

Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on November 10, 2026 and November 11, 2026 respectively.

## The numbers

| Metric | Monny | CWMoney |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (371 ratings)](https://appshunter.io/ios/app/monny/id590327036/reviews)** | [4.7 (362 ratings)](https://appshunter.io/ios/app/cwmoney/id1029760973/reviews) |
| Number of ratings | **371** | 362 |
| Positive reviews | **87.0% of reviews** | 81.8% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 5 weeks | Every 5 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 81 MB | 170 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Greamer](https://appshunter.io/developer/519562660) | [KINGWAY MEDIA CO., LTD.](https://appshunter.io/developer/1861368921) |

## What reviewers say

### Monny

[App page](https://appshunter.io/ios/app/monny/id590327036)

Take control of your finances with this gamified personal finance app. It helps you build healthy habits, understand your spending, and track progress towards your goals with motivating challenges and clear reports. Offers both free and premium versions for comprehensive money management.

**Highlights:** Gamified expense tracking, Personal finance habit building, Clear analytical reports, Multiple account book management, Home screen widgets, Data backup and export, Privacy protection with passcode

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monny Premium | $2.99 | one-time |

**What reviewers like**

- 👍 Simple and intuitive user interface
- 🎨 Cute and attractive design
- 💰 One-time premium purchase (no subscription)
- 📊 Comprehensive expense tracking and reporting
- 🌍 Multiple currency support

**What reviewers complain about**

- 🐛 Widget functionality broken on iOS 18
- 🔌 E-invoice integration issues and delays
- 📉 Recent UI redesign less user-friendly
- ❌ Limited free version features
- 🔄 No real-time sync across devices

**Reported bugs**

- Widget stopped working after iOS 18 update
- E-invoice integration not syncing properly
- E-invoice details showing as blank
- App crashes on iOS 16 and later
- Black screen appears after searching entries

**Requested features**

- Dark mode implementation
- Category-level budget control
- Transfer money between accounts
- Payment method tracking (cash/credit card/debit)
- Apple Watch compatibility


### CWMoney

[App page](https://appshunter.io/ios/app/cwmoney/id1029760973)

Manage your personal finances with this comprehensive app. Track daily expenses and income, visualize your spending with charts, and set budgets. Supports multiple accounts, currencies, and offers advanced features like GPS tracking and cloud backup.

**Highlights:** Daily expense and income tracking, Income and expense pie/bar charts, Multiple accounts and currencies, Budget setting, Hierarchical categories, Cloud backup to Dropbox, GPS, camera, and voice recording support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| VIP每個月90元 | $2.49 | per month |
| VIP 家庭方案每個月150元 (可邀請兩位朋友成為VIP) | $4.99 | per month |
| VIP每半年525元 | $14.99 | per 6 months |
| VIP每年690元 | $19.99 | per year |

**What reviewers like**

- 👍 Interface clean and intuitive
- 👍 Easy to use and practical
- 👍 Versatile and functional
- 👍 Good for tracking expenses
- 👍 Customization options available

**What reviewers complain about**

- 🐛 Slow startup after updates
- 🐛 Frequent logouts requiring re-login
- 🐛 App crashes when accessing monthly reports
- 🐛 Date search function removed, inconvenient
- 🐛 Fixed FX rates, not realistic

**Reported bugs**

- Frequent logouts
- App crashes when accessing monthly reports
- Date search function removed
- FX rate is fixed for all periods
- Remarks disappear and do not save

**Requested features**

- Allow changing default currency
- Add option to change display currency for total income/expenses
- Enable budget linking to monthly income
- Add option to change language
- Add simplified Chinese language option


## Frequently asked questions

### Is Monny free?

Monny is free to download, with in-app purchases available.

### Is CWMoney free?

CWMoney is free to download, with in-app purchases available.

### Which has better reviews, Monny or CWMoney?

Monny is rated higher. Monny averages 4.9 out of 5 from 371 ratings, while CWMoney averages 4.7 from 362 ratings.

### Do Monny or CWMoney have ads?

CWMoney shows ads; Monny does not.

### Which is updated more often, Monny or CWMoney?

Monny ships an update every 5 weeks, and CWMoney every 5 weeks. Most recently, Monny was updated on November 10, 2026 and CWMoney on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*