# Monny vs Percento

The clearest difference is update cadence: Percento at every 4 days against Monny's every 6 weeks. Monny's advantage is iOS requirement (13.0 vs 26.0). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Monny sells 1 one-off in-app purchase and Percento sells 7 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Monny holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 371 and 128 respectively. Written reviews complicate that: 87% of Monny's written reviews are positive against 88% of Percento's, so the app with the better star average is not the one people write more warmly about.

Monny ships an update every 6 weeks, Percento every 4 days. The most recent releases landed on October 26, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Monny | Percento |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (371 ratings)](https://appshunter.io/ios/app/monny/id590327036/reviews)** | [4.7 (128 ratings)](https://appshunter.io/ios/app/percento-net-worth-tracker/id1494319934/reviews) |
| Number of ratings | **371** | 128 |
| Positive reviews | 87.0% of reviews | **88.2% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 4 days** |
| Monetization | Freemium | Freemium |
| Size | 80 MB | 31 MB |
| Requires iOS | **13.0** | 26.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Greamer](https://appshunter.io/developer/519562660) | [Accanto Co., Ltd.](https://appshunter.io/developer/1330534480) |

## What reviewers say

### Monny

[App page](https://appshunter.io/ios/app/monny/id590327036)

This app helps you take control of your finances through a gamified experience. It makes tracking expenses simple, builds healthier financial habits, and visualizes your progress towards your goals with motivating challenges and clear reports.

**Highlights:** Frictionless expense tracking, Gamified money challenges, Clear analytical reports, Multiple account books, Home screen widgets, Data backup and export, Daily notification reminders

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monny Premium | $2.99 | one-time |

**What reviewers like**

- 👍 Simple and intuitive user interface
- 🎨 Cute and attractive design
- 💰 One-time premium purchase (no subscription)
- 📊 Comprehensive expense tracking and reporting
- 🌍 Multiple currency support

**What reviewers complain about**

- 🐛 Widget functionality broken on iOS 18
- 🔌 E-invoice integration issues and delays
- 📉 Recent UI redesign less user-friendly
- ❌ Limited free version features
- 🔄 No real-time sync across devices

**Reported bugs**

- Widget stopped working after iOS 18 update
- E-invoice integration not syncing properly
- E-invoice details showing as blank
- App crashes on iOS 16 and later
- Black screen appears after searching entries

**Requested features**

- Dark mode implementation
- Category-level budget control
- Transfer money between accounts
- Payment method tracking (cash/credit card/debit)
- Apple Watch compatibility


### Percento

[App page](https://appshunter.io/ios/app/percento-net-worth-tracker/id1494319934)

Track your assets and investments with a focus on wealth growth. Features automatic stock and crypto price updates, multi-currency support, and visually appealing charts for informed investment decisions. Manage your financial mix with account groups and double-entry transfers.

**Highlights:** Asset and investment tracking, Automatic stock/crypto price updates, Multi-currency support, Financial charts and analysis, Account group management, Double-entry transfers

**Features:** macOS Compatibility, Family Sharing, Vision Pro support, iPhone Duo support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Percento Premium | $1.99 | per month |
| Percento Premium-4.0 | $1.99 | per month |
| Percento Premium | $12.99 | per year |
| Percento Premium | $12.99 | per year |
| Percento Premium | $12.99 | one-time |
| Percento Premium | $29.99 | one-time |
| Percento Premium | $34.99 | one-time |


## Frequently asked questions

### Is Monny free?

Monny is free to download, with in-app purchases available.

### Is Percento free?

Percento is free to download, with in-app purchases available.

### Which has better reviews, Monny or Percento?

Monny is rated higher. Monny averages 4.9 out of 5 from 371 ratings, while Percento averages 4.7 from 128 ratings.

### Do Monny or Percento have ads?

Neither Monny nor Percento shows ads.

### Which is updated more often, Monny or Percento?

Monny ships an update every 6 weeks, and Percento every 4 days. Most recently, Monny was updated on October 26, 2026 and Percento on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
