# Monny vs NestSplit

The clearest difference is update cadence: NestSplit at every 2 weeks against Monny's every 6 weeks. Monny's advantage is iOS requirement (13.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Monny sells 1 one-off in-app purchase and NestSplit sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Monny ships an update every 6 weeks, NestSplit every 2 weeks. The most recent releases landed on October 4, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | Monny | NestSplit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (370 ratings)](https://appshunter.io/ios/app/monny/id590327036/reviews)** | — |
| Number of ratings | **370** | — |
| Positive reviews | 87.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 2 weeks** |
| Monetization | Freemium | — |
| Size | 80 MB | 79 MB |
| Requires iOS | **13.0** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Greamer](https://appshunter.io/developer/519562660) | [Shuen Wei Goh](https://appshunter.io/developer/6773379912) |

## What reviewers say

### Monny

[App page](https://appshunter.io/ios/app/monny/id590327036)

This app helps you take control of your finances through a gamified experience. It makes tracking expenses simple, builds healthier financial habits, and visualizes your progress towards your goals with motivating challenges and clear reports.

**Highlights:** Frictionless expense tracking, Gamified money challenges, Clear analytical reports, Multiple account books, Home screen widgets, Data backup and export, Daily notification reminders

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monny Premium | $2.99 | one-time |

**What reviewers like**

- 👍 Simple and intuitive user interface
- 🎨 Cute and attractive design
- 💰 One-time premium purchase (no subscription)
- 📊 Comprehensive expense tracking and reporting
- 🌍 Multiple currency support

**What reviewers complain about**

- 🐛 Widget functionality broken on iOS 18
- 🔌 E-invoice integration issues and delays
- 📉 Recent UI redesign less user-friendly
- ❌ Limited free version features
- 🔄 No real-time sync across devices

**Reported bugs**

- Widget stopped working after iOS 18 update
- E-invoice integration not syncing properly
- E-invoice details showing as blank
- App crashes on iOS 16 and later
- Black screen appears after searching entries

**Requested features**

- Dark mode implementation
- Category-level budget control
- Transfer money between accounts
- Payment method tracking (cash/credit card/debit)
- Apple Watch compatibility


### NestSplit

[App page](https://appshunter.io/ios/app/nestsplit/id6773379910)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Nest+ Monthly | $1.99 | per month |
| Nest+ Yearly | $19.99 | per year |
| Nest+ Lifetime | $34.99 | one-time |


## Frequently asked questions

### Is Monny free?

Monny is free to download, with in-app purchases available.

### Is NestSplit free?

NestSplit is free to download, with in-app purchases available.

### Do Monny or NestSplit have ads?

Neither Monny nor NestSplit shows ads.

### Which is updated more often, Monny or NestSplit?

Monny ships an update every 6 weeks, and NestSplit every 2 weeks. Most recently, Monny was updated on October 4, 2026 and NestSplit on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*