# Monny vs Expense Tracker Personal

The clearest difference is ads: Monny at none against Expense Tracker Personal's shown. Monny also leads on iOS requirement (13.0 vs 18.6). Expense Tracker Personal's advantage is update cadence (every 4 days vs every 6 weeks). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Monny sells 1 one-off in-app purchase and Expense Tracker Personal sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Monny ships an update every 6 weeks, Expense Tracker Personal every 4 days. The most recent releases landed on November 1, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Monny | Expense Tracker Personal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (371 ratings)](https://appshunter.io/ios/app/monny/id590327036/reviews)** | — |
| Number of ratings | **371** | — |
| Positive reviews | 87.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 6 weeks | **Every 4 days** |
| Monetization | Freemium | — |
| Size | 80 MB | 4 MB |
| Requires iOS | **13.0** | 18.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Greamer](https://appshunter.io/developer/519562660) | [Harikrushn Devjibhai Moradiya](https://appshunter.io/developer/1895210877) |

## What reviewers say

### Monny

[App page](https://appshunter.io/ios/app/monny/id590327036)

This app helps you take control of your finances through a gamified experience. It makes tracking expenses simple, builds healthier financial habits, and visualizes your progress towards your goals with motivating challenges and clear reports.

**Highlights:** Frictionless expense tracking, Gamified money challenges, Clear analytical reports, Multiple account books, Home screen widgets, Data backup and export, Daily notification reminders

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monny Premium | $2.99 | one-time |

**What reviewers like**

- 👍 Simple and intuitive user interface
- 🎨 Cute and attractive design
- 💰 One-time premium purchase (no subscription)
- 📊 Comprehensive expense tracking and reporting
- 🌍 Multiple currency support

**What reviewers complain about**

- 🐛 Widget functionality broken on iOS 18
- 🔌 E-invoice integration issues and delays
- 📉 Recent UI redesign less user-friendly
- ❌ Limited free version features
- 🔄 No real-time sync across devices

**Reported bugs**

- Widget stopped working after iOS 18 update
- E-invoice integration not syncing properly
- E-invoice details showing as blank
- App crashes on iOS 16 and later
- Black screen appears after searching entries

**Requested features**

- Dark mode implementation
- Category-level budget control
- Transfer money between accounts
- Payment method tracking (cash/credit card/debit)
- Apple Watch compatibility


### Expense Tracker Personal

[App page](https://appshunter.io/ios/app/expense-tracker-personal/id6779905916)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $6.99 | one-time |


## Frequently asked questions

### Is Monny free?

Monny is free to download, with in-app purchases available.

### Is Expense Tracker Personal free?

Expense Tracker Personal is free to download, with in-app purchases available.

### Do Monny or Expense Tracker Personal have ads?

Expense Tracker Personal shows ads; Monny does not.

### Which is updated more often, Monny or Expense Tracker Personal?

Monny ships an update every 6 weeks, and Expense Tracker Personal every 4 days. Most recently, Monny was updated on November 1, 2026 and Expense Tracker Personal on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*