# HSB Mobile Banking vs FSSB

The clearest difference is ads: FSSB at none against HSB Mobile Banking's shown. FSSB also leads on review sentiment (80% vs 53%) and update cadence (monthly vs every 3 months). HSB Mobile Banking's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (15.0 vs 18.4). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for HSB Mobile Banking against 4.7 for FSSB. Both are backed by a comparable volume of ratings — 1.1K and 466 respectively. Written reviews are what separate them: 53% of HSB Mobile Banking's written reviews are positive against 80% of FSSB's.

HSB Mobile Banking ships an update every 3 months, FSSB monthly. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | HSB Mobile Banking | FSSB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (1.1K ratings)](https://appshunter.io/ios/app/hsb-mobile-banking/id590454549/reviews) | **[4.7 (466 ratings)](https://appshunter.io/ios/app/fssb/id1612705599/reviews)** |
| Number of ratings | **1.1K** | 466 |
| Positive reviews | 53.1% of reviews | **80.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 105 MB | 196 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Home State Bank National Association](https://appshunter.io/developer/590454552) | [State Bank of Wonder Lake](https://appshunter.io/developer/765991512) |

## What reviewers say

### HSB Mobile Banking

[App page](https://appshunter.io/ios/app/hsb-mobile-banking/id590454549)

Manage your finances conveniently from your mobile device. Deposit checks, pay bills, and transfer funds between accounts. Access account history, view statements, and locate ATMs and banking centers.

**Highlights:** Deposit checks, Pay bills, Transfer funds, View account history, Check balances, Review bank statements, Find ATMs and banking centers

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and intuitive interface
- 💰 Simple account transfers and money management
- 📱 Mobile banking convenience
- ✅ Check deposit functionality
- 💳 Bill payment capabilities

**What reviewers complain about**

- 🐢 Excruciatingly slow load times
- 🐛 Frequent app crashes
- ⚠️ Session expiration issues
- 🔐 Password reset problems
- 📉 Clunky and outdated interface

**Reported bugs**

- App crashes upon password entry
- Login session expires immediately after verification
- Password cancellation and reset failures
- Account balancing functionality broken
- Pages fail to load

**Requested features**

- Zelle integration within app
- Recurring/auto-pay setup in app
- Support for older phone models
- Improved visual design and cleanup


### FSSB

[App page](https://appshunter.io/ios/app/fssb/id1612705599)

Aggregate all your financial accounts into one place for easy management. Organize transactions, set alerts, make payments, and deposit checks with a photo. Secure your finances with advanced login options.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, Debit card management, View monthly statements

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is HSB Mobile Banking free?

HSB Mobile Banking is free to download, with no in-app purchases.

### Is FSSB free?

FSSB is free to download, with no in-app purchases.

### Which has better reviews, HSB Mobile Banking or FSSB?

FSSB is rated higher. HSB Mobile Banking averages 4.7 out of 5 from 1.1K ratings, while FSSB averages 4.7 from 466 ratings.

### Do HSB Mobile Banking or FSSB have ads?

HSB Mobile Banking shows ads; FSSB does not.

### Which is updated more often, HSB Mobile Banking or FSSB?

HSB Mobile Banking ships an update every 3 months, and FSSB monthly. Most recently, HSB Mobile Banking was updated on October 26, 2026 and FSSB on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*