# TSP Funds vs TSP TIPS

The clearest difference is rating: TSP TIPS at 3.3 against TSP Funds's 1.9. TSP TIPS also leads on ads (none vs shown) and review sentiment (44% vs 15%). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Both are free to download. TSP Funds sells 15 in-app purchases, starting at $0.99 per month and TSP TIPS sells 6 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.

TSP TIPS holds the better App Store score, 3.3 against 1.9. Both are backed by a comparable volume of ratings — 94 and 146 respectively. Written reviews point the same way: 15% of TSP Funds's written reviews are positive against 44% of TSP TIPS's.

TSP Funds ships an update every 14 months, TSP TIPS every 2 months. The most recent releases landed on October 15, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | TSP Funds | TSP TIPS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.9 (94 ratings)](https://appshunter.io/ios/app/tsp-funds/id590527003/reviews) | **[3.3 (146 ratings)](https://appshunter.io/ios/app/tsp-tips/id728307716/reviews)** |
| Number of ratings | 94 | **146** |
| Positive reviews | 15.0% of reviews | **44.3% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 14 months | **Every 2 months** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | — | **#107** |
| Size | 4 MB | 16 MB |
| Requires iOS | 26.0 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Solution22 LLC](https://appshunter.io/developer/550887909) | [Investry Analytics LLC](https://appshunter.io/developer/1675358116) |

## What reviewers say

### TSP Funds

[App page](https://appshunter.io/ios/app/tsp-funds/id590527003)

Access real-time Federal Government Thrift Savings Plan (TSP) fund performance data. View closing share prices, daily changes, and historical performance graphs. Receive daily notifications when a subscribed fund's price drops below a set threshold.

**Highlights:** Real-time fund performance data, Closing share price tracking, Price change and percent change, Historical performance graphs (30-day to 2-year), Customizable price threshold alerts, Direct fund performance insights

**Features:** macOS Compatibility

**In-app purchases (15)**

| Purchase | Price | Billing |
| --- | --- | --- |
| L 2020 | $0.99 | per month |
| L 2030 | $0.99 | per month |
| L 2040 | $0.99 | per month |
| L 2050 | $0.99 | per month |
| C Fund | $0.99 | per month |
| S Fund | $0.99 | per month |
| I Fund | $0.99 | per month |
| L 2025 | $0.99 | per month |
| L 2045 | $0.99 | per month |
| L 2055 | $0.99 | per month |
| L 2060 | $0.99 | per month |
| G Fund | $0.99 | per month |
| F Fund | $0.99 | per month |
| L Income | $0.99 | per month |
| L 2035 | $0.99 | per month |

**What reviewers like**

- 👍 Good quick reference
- 👍 Useful for years
- 👍 Great tool for checking prices
- 👍 Convenient daily rates
- 👍 Tracks fund changes

**What reviewers complain about**

- 🐛 Inaccurate daily return data
- 🐛 Incorrect fund prices
- 🐛 Outdated app
- 🐛 Data not updated regularly
- 🐛 Misleading information

**Reported bugs**

- I Fund index not updated
- Daily return data incorrect
- L2070 fund not included
- Daily closing prices not reflective
- C, S, I fund prices off

**Requested features**

- Update I Fund index
- Include L2070 fund
- Fix daily closing prices
- Add ability to log in
- Add manual share entry


### TSP TIPS

[App page](https://appshunter.io/ios/app/tsp-tips/id728307716)

**Currently charting:** #107 Top Grossing · Finance (US App Store)

This app provides data-driven market analysis and recommendations to help you manage your TSP investments. It offers personalized strategies based on your risk tolerance and sends timely notifications to guide fund movements for growth and safety.

**Highlights:** Data-driven market analysis, Personalized risk tolerance settings, Investment recommendations, Weekly market summaries, Push notifications, Mutual Fund Window TIPS

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| TSP TIPS Core - Monthly | $7.99 | per month |
| Mutual Fund Window TIPS 1month | $9.99 | per month |
| TSP TIPS Premium - Monthly | $15.99 | per month |
| TSP TIPS Core - Annual | $79.99 | per year |
| Mutual Fund Window TIPS 1 Year | $99.99 | per year |
| TSP TIPS Premium - Annual | $159.99 | per year |

**What reviewers like**

- 📈 Helps grow TSP accounts
- 💡 Eliminates guesswork
- ✅ Provides clear guidance
- 💰 Pays for itself
- 👍 Easy to use

**What reviewers complain about**

- 📉 Advice is often late
- 💸 Leads to losses
- ❌ Does not beat the market
- 🐛 Buggy and dysfunctional
- ⚠️ Auto-renewal issues

**Reported bugs**

- App crashes frequently
- Login issues
- Feedback function not working
- Data input not saving
- Graphs not displaying correctly

**Requested features**

- App to reflect new TSP website terms
- More robust future planning calculators
- Push notifications for new recommendations
- Strategies for learning investors
- iPad version of the app


## Frequently asked questions

### Is TSP Funds free?

TSP Funds is free to download, with in-app purchases available.

### Is TSP TIPS free?

TSP TIPS is free to download, with in-app purchases available.

### Which has better reviews, TSP Funds or TSP TIPS?

TSP TIPS is rated higher. TSP Funds averages 1.9 out of 5 from 94 ratings, while TSP TIPS averages 3.3 from 146 ratings.

### Do TSP Funds or TSP TIPS have ads?

TSP Funds shows ads; TSP TIPS does not.

### Which is updated more often, TSP Funds or TSP TIPS?

TSP Funds ships an update every 14 months, and TSP TIPS every 2 months. Most recently, TSP Funds was updated on October 15, 2026 and TSP TIPS on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*