# 記帳家 UrMoney vs Expense+

The clearest difference is in-app purchases: 記帳家 UrMoney at none against Expense+'s 3. 記帳家 UrMoney also leads on iOS requirement (13.0 vs 15.0). Expense+'s advantage is update cadence (every 3 days vs every 3 months). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Expense+ sells 3 in-app purchases, starting at $6.99 per year. 記帳家 UrMoney asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for 記帳家 UrMoney against 5.0 for Expense+. Both are backed by a comparable volume of ratings — 3 and 2 respectively.

記帳家 UrMoney ships an update every 3 months, Expense+ every 3 days. The most recent releases landed on October 12, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | 記帳家 UrMoney | Expense+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (3 ratings)](https://appshunter.io/ios/app/urmoney/id590982082/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/expense-plus-feel-refreshing/id1597709789/reviews) |
| Number of ratings | **3** | 2 |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 15 MB | 54 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [UrMoney](https://appshunter.io/developer/571013473) | [Sze Kwok Cheung](https://appshunter.io/developer/1196221558) |

## What reviewers say

### 記帳家 UrMoney

[App page](https://appshunter.io/ios/app/urmoney/id590982082)

Effortlessly track your income, expenses, and transfers with a user-friendly interface and professional statistical data. Sync your records to the cloud for seamless access across devices, even offline.

**Highlights:** Record income, expenses, and transfers, Personalized categories and accounts, Detailed statistical charts, Account balance display, Cloud synchronization, Offline recording, Location and photo logging, Password lock for privacy

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Expense+

[App page](https://appshunter.io/ios/app/expense-plus-feel-refreshing/id1597709789)

This offline money tracker prioritizes security and ease of use with fast bookkeeping and multi-ledger support. It offers detailed revenue and expenditure analysis, asset trend tracking, and multi-currency management without advertisements.

**Highlights:** Offline data storage, Fast bookkeeping with integrated calculator, Multi-ledger and multi-account support, Revenue and expenditure analysis, Asset trend tracking, Multi-currency management, No advertising

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Yearly Renew | $6.99 | per year |
| Yearly Subscribe | $5.99 | one-time |
| Permanent Purchase | $11.99 | one-time |


## Frequently asked questions

### Is 記帳家 UrMoney free?

記帳家 UrMoney is free to download, with no in-app purchases.

### Is Expense+ free?

Expense+ is free to download, with in-app purchases available.

### Which has better reviews, 記帳家 UrMoney or Expense+?

記帳家 UrMoney and Expense+ are both rated 5.0 out of 5 on the App Store, from 3 and 2 ratings respectively.

### Do 記帳家 UrMoney or Expense+ have ads?

Neither 記帳家 UrMoney nor Expense+ shows ads.

### Which is updated more often, 記帳家 UrMoney or Expense+?

記帳家 UrMoney ships an update every 3 months, and Expense+ every 3 days. Most recently, 記帳家 UrMoney was updated on October 12, 2026 and Expense+ on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*