# 記帳家 UrMoney vs SHIN理想記帳

The clearest difference is update cadence: SHIN理想記帳 at every 3 weeks against 記帳家 UrMoney's every 3 months. 記帳家 UrMoney's advantage is rating (5.0 vs 4.8) and monetization model (free vs ad-supported). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

記帳家 UrMoney holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 3 and 5 respectively.

記帳家 UrMoney ships an update every 3 months, SHIN理想記帳 every 3 weeks. The most recent releases landed on October 12, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | 記帳家 UrMoney | SHIN理想記帳 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/urmoney/id590982082/reviews)** | [4.8 (5 ratings)](https://appshunter.io/ios/app/shin/id1616469322/reviews) |
| Number of ratings | 3 | **5** |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 15 MB | 98 MB |
| Requires iOS | **13.0** | 13.2 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UrMoney](https://appshunter.io/developer/571013473) | [KINGWAY MEDIA CO., LTD.](https://appshunter.io/developer/1861368921) |

## What reviewers say

### 記帳家 UrMoney

[App page](https://appshunter.io/ios/app/urmoney/id590982082)

Effortlessly track your income, expenses, and transfers with a user-friendly interface and professional statistical data. Sync your records to the cloud for seamless access across devices, even offline.

**Highlights:** Record income, expenses, and transfers, Personalized categories and accounts, Detailed statistical charts, Account balance display, Cloud synchronization, Offline recording, Location and photo logging, Password lock for privacy

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SHIN理想記帳

[App page](https://appshunter.io/ios/app/shin/id1616469322)

This finance app helps users manage their money through a unique proportional budgeting method, allowing them to allocate income into living, investment, and savings accounts. It also categorizes spending as 'wants' or 'needs' to promote smarter financial decisions and provides detailed reports.

**Highlights:** Proportional budgeting method, Allocate income to living, investment, savings, Categorize spending as 'wants' or 'needs', Consumption analysis reports, Cloud automatic data upload, Customizable category icons, Daily journaling reminders

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 記帳家 UrMoney free?

記帳家 UrMoney is free to download, with no in-app purchases.

### Is SHIN理想記帳 free?

SHIN理想記帳 is free to download, with no in-app purchases.

### Which has better reviews, 記帳家 UrMoney or SHIN理想記帳?

記帳家 UrMoney is rated higher. 記帳家 UrMoney averages 5.0 out of 5 from 3 ratings, while SHIN理想記帳 averages 4.8 from 5 ratings.

### Do 記帳家 UrMoney or SHIN理想記帳 have ads?

Neither 記帳家 UrMoney nor SHIN理想記帳 shows ads.

### Which is updated more often, 記帳家 UrMoney or SHIN理想記帳?

記帳家 UrMoney ships an update every 3 months, and SHIN理想記帳 every 3 weeks. Most recently, 記帳家 UrMoney was updated on October 12, 2026 and SHIN理想記帳 on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*