# 記帳家 UrMoney vs BudgetAI

The clearest difference is review sentiment: BudgetAI at 100% against 記帳家 UrMoney's 50%. BudgetAI also leads on update cadence (every 3 days vs every 3 months). 記帳家 UrMoney's advantage is in-app purchases (none vs 5) and iOS requirement (13.0 vs 17.0). On price, ads and device support there is nothing between them.

Both are free to download. BudgetAI sells 5 in-app purchases, starting at $0.99 per month. 記帳家 UrMoney asks for nothing beyond the download.

記帳家 UrMoney ships an update every 3 months, BudgetAI every 3 days. The most recent releases landed on October 12, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | 記帳家 UrMoney | BudgetAI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/urmoney/id590982082/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 50.0% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 15 MB | 42 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [UrMoney](https://appshunter.io/developer/571013473) | [Chih-Kai Chang](https://appshunter.io/developer/1328216396) |

## What reviewers say

### 記帳家 UrMoney

[App page](https://appshunter.io/ios/app/urmoney/id590982082)

Effortlessly track your income, expenses, and transfers with a user-friendly interface and professional statistical data. Sync your records to the cloud for seamless access across devices, even offline.

**Highlights:** Record income, expenses, and transfers, Personalized categories and accounts, Detailed statistical charts, Account balance display, Cloud synchronization, Offline recording, Location and photo logging, Password lock for privacy

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### BudgetAI

[App page](https://appshunter.io/ios/app/budgetai-expense-tracker/id6740517749)

Effortlessly track your income and expenses with this AI-powered bookkeeping app. Use voice commands or smart function calls to record transactions and gain instant financial insights through clear charts and practical widgets.

**Highlights:** AI-powered financial tracking, Voice command transaction recording, Smart function calls for data entry, Intuitive design with dark mode, Clear income and expense charts, Practical financial widgets, Taiwan e-Invoice Carrier tool

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| A big thanks | $0.99 | per month |
| A big thanks | $9.99 | per year |
| Support the creator | $0.99 | one-time |
| Support the creator | $3.99 | one-time |
| Say goodbye to AD forever | $9.99 | one-time |


## Frequently asked questions

### Is 記帳家 UrMoney free?

記帳家 UrMoney is free to download, with no in-app purchases.

### Is BudgetAI free?

BudgetAI is free to download, with in-app purchases available.

### Do 記帳家 UrMoney or BudgetAI have ads?

Neither 記帳家 UrMoney nor BudgetAI shows ads.

### Which is updated more often, 記帳家 UrMoney or BudgetAI?

記帳家 UrMoney ships an update every 3 months, and BudgetAI every 3 days. Most recently, 記帳家 UrMoney was updated on October 12, 2026 and BudgetAI on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*