# 杭州银行 vs 瑞承

The clearest difference is review sentiment: 杭州银行 at 62% against 瑞承's 0%. 杭州银行 also leads on rating (4.0 vs 3.0) and ratings volume (24 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

杭州银行 holds the better App Store score, 4.0 against 3.0. That said, the two scores are not equally well evidenced: 杭州银行 has 24 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 62% of 杭州银行's written reviews are positive against 0% of 瑞承's.

杭州银行 ships an update every 5 weeks, 瑞承 every 3 weeks. The most recent releases landed on November 10, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | 杭州银行 | 瑞承 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (24 ratings)](https://appshunter.io/ios/app/id591591500/reviews)** | [3.0 (4 ratings)](https://appshunter.io/ios/app/id802910903/reviews) |
| Number of ratings | **24** | 4 |
| Positive reviews | **61.5% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | — | Free |
| Size | 447 MB | 257 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Bank of Hangzhou Co., Ltd.](https://appshunter.io/developer/591591503) | [HeritvestFamilyInformationConsultingBeijingCo., Ltd](https://appshunter.io/developer/1589563351) |

## What reviewers say

### 杭州银行

[App page](https://appshunter.io/ios/app/id591591500)

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### 瑞承

[App page](https://appshunter.io/ios/app/id802910903)

This platform offers comprehensive consulting solutions for high-net-worth individuals and entrepreneurs. It focuses on investment, business development, and personal well-being, providing services in asset allocation, education, healthcare, and networking.

**Highlights:** Comprehensive consulting solutions, Investment research and allocation, Business development support, Asset allocation and financing, Child education and inheritance planning, Healthcare and wellness services, Networking and ecosystem empowerment

**In-app purchases:** none


## Frequently asked questions

### Is 杭州银行 free?

杭州银行 is free to download, with no in-app purchases.

### Is 瑞承 free?

瑞承 is free to download, with no in-app purchases.

### Which has better reviews, 杭州银行 or 瑞承?

杭州银行 is rated higher. 杭州银行 averages 4.0 out of 5 from 24 ratings, while 瑞承 averages 3.0 from 4 ratings.

### Do 杭州银行 or 瑞承 have ads?

Neither 杭州银行 nor 瑞承 shows ads.

### Which is updated more often, 杭州银行 or 瑞承?

杭州银行 ships an update every 5 weeks, and 瑞承 every 3 weeks. Most recently, 杭州银行 was updated on November 10, 2026 and 瑞承 on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*