# NJ Client Desk vs Cent m

The clearest difference is update cadence: NJ Client Desk at every 6 weeks against Cent m's every 10 months. Cent m's advantage is review sentiment (28% vs 9%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NJ Client Desk ships an update every 6 weeks, Cent m every 10 months. The most recent releases landed on October 21, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | NJ Client Desk | Cent m |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[2.7 (60 ratings)](https://appshunter.io/ios/app/cent-m-passbook/id950604171/reviews)** |
| Number of ratings | — | **60** |
| Positive reviews | 8.9% of reviews | **27.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 10 months |
| Monetization | Free | Free |
| Size | 63 MB | 26 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NJ Technologies](https://appshunter.io/developer/592382047) | [Central Bank of India](https://appshunter.io/developer/950604170) |

## What reviewers say

### NJ Client Desk

[App page](https://appshunter.io/ios/app/nj-client-desk/id592382044)

Access your financial information on the go. Track your net worth, view valuation reports, P&L statements, and review your last 10 transactions. Requires login credentials provided by NJ Wealth Advisors.

**Highlights:** Check Net Worth, View Valuation Report, Access P&L Report, See Last 10 Transactions, On-the-go access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Cent m

[App page](https://appshunter.io/ios/app/cent-m-passbook/id950604171)

Manage your bank account statements directly on your mobile device. Access your transaction history offline, filter by date, and search by various criteria. Personalize your ledger and share details easily.

**Highlights:** Offline transaction viewing, Transaction filtering and search, Personalized ledger creation, Account/transaction sharing, Multilingual support (English/Hindi), Set default account

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NJ Client Desk free?

NJ Client Desk is free to download, with no in-app purchases.

### Is Cent m free?

Cent m is free to download, with no in-app purchases.

### Do NJ Client Desk or Cent m have ads?

Neither NJ Client Desk nor Cent m shows ads.

### Which is updated more often, NJ Client Desk or Cent m?

NJ Client Desk ships an update every 6 weeks, and Cent m every 10 months. Most recently, NJ Client Desk was updated on October 21, 2026 and Cent m on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*