# Term Quotes by Topo vs Choice Mutual

The clearest difference is iOS requirement: Term Quotes by Topo at 15.1 against Choice Mutual's 26.0. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Term Quotes by Topo against 5.0 for Choice Mutual. Both are backed by a comparable volume of ratings — 13 and 10 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Term Quotes by Topo ships an update every 2 months, Choice Mutual every 3 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Term Quotes by Topo | Choice Mutual |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (13 ratings)](https://appshunter.io/ios/app/term-quotes-by-topo/id593206286/reviews) | [5.0 (10 ratings)](https://appshunter.io/ios/app/choice-mutual/id6467465644/reviews) |
| Number of ratings | **13** | 10 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free | Free |
| Size | 32 MB | 40 MB |
| Requires iOS | **15.1** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [IENetwork](https://appshunter.io/developer/498810050) | [Choice Mutual](https://appshunter.io/developer/1708672162) |

## What reviewers say

### Term Quotes by Topo

[App page](https://appshunter.io/ios/app/term-quotes-by-topo/id593206286)

This app offers free term life insurance quotes from over 20 carriers. It provides quotes for all 50 states and includes a pre-screener to identify carriers best suited for underwriting issues.

**Highlights:** Free term life insurance quotes, Compare over 20 carriers, Quotes available in all 50 states, Pre-screener for underwriting issues, Supported by major carriers

**In-app purchases:** none


### Choice Mutual

[App page](https://appshunter.io/ios/app/choice-mutual/id6467465644)

Compare final expense insurance quotes from over 25 companies instantly. This free app requires no signup and keeps your data private, helping you find the right plan without unwanted contact.

**Highlights:** Compare insurance prices, View product details, 25+ insurance companies, No signup required, Private data handling, Save quotes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Term Quotes by Topo free?

Term Quotes by Topo is free to download, with no in-app purchases.

### Is Choice Mutual free?

Choice Mutual is free to download, with no in-app purchases.

### Which has better reviews, Term Quotes by Topo or Choice Mutual?

Term Quotes by Topo and Choice Mutual are both rated 5.0 out of 5 on the App Store, from 13 and 10 ratings respectively.

### Do Term Quotes by Topo or Choice Mutual have ads?

Neither Term Quotes by Topo nor Choice Mutual shows ads.

### Which is updated more often, Term Quotes by Topo or Choice Mutual?

Term Quotes by Topo ships an update every 2 months, and Choice Mutual every 3 months. Most recently, Term Quotes by Topo was updated on November 1, 2026 and Choice Mutual on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*