# PGP Plus Mobile vs My CDPHP®

The clearest difference is rating: PGP Plus Mobile at 5.0 against My CDPHP®'s 2.9. My CDPHP®'s advantage is ratings volume (39 vs 1) and update cadence (every 2 months vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PGP Plus Mobile holds the better App Store score, 5.0 against 2.9. That said, the two scores are not equally well evidenced: My CDPHP® has 39 ratings behind it against 1, so its average is the more settled of the two.

PGP Plus Mobile ships an update every 4 months, My CDPHP® every 2 months. The most recent releases landed on September 21, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | PGP Plus Mobile | My CDPHP® |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/pgp-plus-mobile/id594047842/reviews)** | [2.9 (39 ratings)](https://appshunter.io/ios/app/my-cdphp/id1457028996/reviews) |
| Number of ratings | 1 | **39** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 30 MB | 90 MB |
| Requires iOS | 17.0 | **12.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 17+ | 12+ |
| Developer | [Marshall and Sterling Administrative Services, Inc.](https://appshunter.io/developer/405325002) | [Capital District Physicians' Health Plan, Inc.](https://appshunter.io/developer/491929502) |

## What reviewers say

### PGP Plus Mobile

[App page](https://appshunter.io/ios/app/pgp-plus-mobile/id594047842)

Easily manage your HSA, HRA, and FSA health benefit accounts with real-time balance checks, claim submissions, and transaction management. This secure app provides intuitive navigation for on-the-go access to all your important account information.

**Highlights:** Check account balances 24/7, View account summaries and charts, Submit claims with receipt photos, Manage HSA transactions, Pay bills and add payees, Report lost or stolen debit cards

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### My CDPHP®

[App page](https://appshunter.io/ios/app/my-cdphp/id1457028996)

Manage your health insurance plan and benefits in one place. Track coverage, view claims, monitor spending, and estimate medical costs. Submit claims conveniently and compare provider expenses.

**Highlights:** View health coverage details, Track filed and processed claims, Monitor out-of-pocket spending, Estimate medical costs, Compare provider and facility costs, Submit medical claims

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PGP Plus Mobile free?

PGP Plus Mobile is free to download, with no in-app purchases.

### Is My CDPHP® free?

My CDPHP® is free to download, with no in-app purchases.

### Which has better reviews, PGP Plus Mobile or My CDPHP®?

PGP Plus Mobile is rated higher. PGP Plus Mobile averages 5.0 out of 5 from 1 ratings, while My CDPHP® averages 2.9 from 39 ratings.

### Do PGP Plus Mobile or My CDPHP® have ads?

Neither PGP Plus Mobile nor My CDPHP® shows ads.

### Which is updated more often, PGP Plus Mobile or My CDPHP®?

PGP Plus Mobile ships an update every 4 months, and My CDPHP® every 2 months. Most recently, PGP Plus Mobile was updated on September 21, 2026 and My CDPHP® on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*