# Surency Flex vs Infor XM

Surency Flex and Infor XM both sit at 4.3 stars, but that hides the real split: 73% of Infor XM's written reviews are positive against 53% of Surency Flex's. Surency Flex's advantage is ratings volume (642 vs 42). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.3 for Surency Flex against 4.2 for Infor XM. That said, the two scores are not equally well evidenced: Surency Flex has 642 ratings behind it against 42, so its average is the more settled of the two. Written reviews are what separate them: 53% of Surency Flex's written reviews are positive against 73% of Infor XM's.

Surency Flex ships an update every 3 months, Infor XM every 2 months. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Surency Flex | Infor XM |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (642 ratings)](https://appshunter.io/ios/app/surency-flex/id594231327/reviews)** | [4.2 (42 ratings)](https://appshunter.io/ios/app/infor-xm/id1401347288/reviews) |
| Number of ratings | **642** | 42 |
| Positive reviews | 53.1% of reviews | **73.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 32 MB | 123 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Surency Life and Health Insurance Company](https://appshunter.io/developer/594231430) | [Infor (US), LLC](https://appshunter.io/developer/493525183) |

## What reviewers say

### Surency Flex

[App page](https://appshunter.io/ios/app/surency-flex/id594231327)

Easily manage your health benefit accounts like HSA, HRA, and FSA on the go. Quickly check balances, view account details, and submit claims with real-time access and secure navigation.

**Highlights:** Check account balances 24/7, View account summaries and charts, Submit claims with receipt photos, Manage HSA transactions, Pay bills and add payees, Report lost or stolen debit cards

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app interface and navigation
- 🚀 Easy and fast claim submission process
- 💳 Convenient mobile receipt scanning feature
- 📱 Simple balance tracking and account management
- ⭐ Helpful and responsive customer service team

**What reviewers complain about**

- 🐛 Frequent session timeouts requiring re-login
- ⏱️ Slow claim processing and approval times
- 📋 Excessive documentation requirements for claims
- 🚫 Strict and inconsistent claim denial policies
- 💰 Funds held up pending receipt verification

**Reported bugs**

- App logs out immediately when switching between apps
- Blank screens with no content displaying
- Login credentials not accepted despite correct entry
- Receipt upload encounters undisclosed errors
- Password reset website malfunction

**Requested features**

- Auto-save functionality for receipt uploads
- Ability to save receipts in app for later submission
- Manual scan button for barcode scanner
- Better claim history and tracking visibility
- Faster deposit processing times


### Infor XM

[App page](https://appshunter.io/ios/app/infor-xm/id1401347288)

Streamline expense tracking and timesheet management on the go. Capture receipts with OCR, create detailed reports, and get them approved faster. This app is exclusively for Infor CloudSuite Expense Management customers.

**Highlights:** Expense tracking, Timesheet management, Receipt capture with OCR, Report creation and submission, Manager review and approval, Mileage tracking, Corporate card integration

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Surency Flex free?

Surency Flex is free to download, with no in-app purchases.

### Is Infor XM free?

Infor XM is free to download, with no in-app purchases.

### Which has better reviews, Surency Flex or Infor XM?

Surency Flex is rated higher. Surency Flex averages 4.3 out of 5 from 642 ratings, while Infor XM averages 4.2 from 42 ratings.

### Do Surency Flex or Infor XM have ads?

Neither Surency Flex nor Infor XM shows ads.

### Which is updated more often, Surency Flex or Infor XM?

Surency Flex ships an update every 3 months, and Infor XM every 2 months. Most recently, Surency Flex was updated on November 1, 2026 and Infor XM on November 4, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*