# Alerus Benefits vs Affinity Plus Mobile Banking

The clearest difference is rating: Affinity Plus Mobile Banking at 4.8 against Alerus Benefits's 4.4. Affinity Plus Mobile Banking also leads on ratings volume (68K vs 661) and device support (4 vs 2). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Affinity Plus Mobile Banking holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: Affinity Plus Mobile Banking has 68K ratings behind it against 661, so its average is the more settled of the two. Written reviews complicate that: 74% of Alerus Benefits's written reviews are positive against 67% of Affinity Plus Mobile Banking's, so the app with the better star average is not the one people write more warmly about.

Alerus Benefits ships an update every 3 months, Affinity Plus Mobile Banking every 2 months. The most recent releases landed on October 17, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | Alerus Benefits | Affinity Plus Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (661 ratings)](https://appshunter.io/ios/app/alerus-benefits/id594275897/reviews) | **[4.8 (68K ratings)](https://appshunter.io/ios/app/affinity-plus-mobile-banking/id1298145292/reviews)** |
| Number of ratings | 661 | **68K** |
| Positive reviews | **73.7% of reviews** | 67.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 29 MB | 33 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 17+ | 4+ |
| Developer | [Alerus Financial Corporation](https://appshunter.io/developer/681153436) | [Affinity Plus Federal Credit Union](https://appshunter.io/developer/645969418) |

## What reviewers say

### Alerus Benefits

[App page](https://appshunter.io/ios/app/alerus-benefits/id594275897)

Easily manage your health savings, reimbursement, and flexible spending accounts. Check balances, view claims, and upload receipts securely. Access account details and transaction history on the go.

**Highlights:** Check account balances, View claim details, Upload receipts, File claims, Pay bills from accounts, Report lost/stolen debit card

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Efficient claim reimbursement
- 🚀 Fast and convenient
- 🚀 Organized and streamlined
- 🚀 Simple and straightforward

**What reviewers complain about**

- 🐛 Confusing navigation
- 🐛 Lacking guidance and instructions
- 🐛 Inconsistent user experience
- 🐛 Slow processing times
- 🐛 Difficult to get reimbursed

**Reported bugs**

- Login issues and credential problems
- Inability to delete or edit expense entries
- Frequent app crashes and freezes
- Incompatibility with older devices

**Requested features**

- Add mileage reimbursement option
- Improve receipt submission process
- Provide more detailed claim status updates
- Allow adding dependents to the app
- Enhance user interface and navigation


### Affinity Plus Mobile Banking

[App page](https://appshunter.io/ios/app/affinity-plus-mobile-banking/id1298145292)

Manage your finances with comprehensive tools for budgeting, spending analysis, and savings goals. Securely handle payments, activate cards, and monitor your credit score. Supports business accounts with advanced reporting and user access controls.

**Highlights:** Budget tracking, Net worth calculation, Digital wallet integration, Card activation and replacement, Spending analysis, Savings goals, Credit score monitoring, Check deposit

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and user-friendly
- 🚀 Efficient mobile banking experience
- 🔒 Secure login options (e.g., Face ID, Touch ID)
- 💡 Helpful account management features
- 🚀 Quick check deposit process

**What reviewers complain about**

- 🐛 Frequent app crashes and glitches
- 🤔 Confusing new interface design
- 🤦‍♀️ Removed or hidden key functionality (e.g., scheduled principal payments)
- 🔍 Difficult to navigate and find information
- 🕰️ Slow app performance and loading times

**Reported bugs**

- App frequently crashes when trying to deposit checks
- Login issues and inability to reset password
- Pending transactions not showing correctly
- Inconsistent app behavior across devices
- Inability to access certain account features

**Requested features**

- Add dark mode option
- Improve mobile check deposit reliability
- Allow easier toggling between multiple accounts
- Streamline login and authentication process
- Provide more customization options


## Frequently asked questions

### Is Alerus Benefits free?

Alerus Benefits is free to download, with no in-app purchases.

### Is Affinity Plus Mobile Banking free?

Affinity Plus Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, Alerus Benefits or Affinity Plus Mobile Banking?

Affinity Plus Mobile Banking is rated higher. Alerus Benefits averages 4.4 out of 5 from 661 ratings, while Affinity Plus Mobile Banking averages 4.8 from 68K ratings.

### Do Alerus Benefits or Affinity Plus Mobile Banking have ads?

Neither Alerus Benefits nor Affinity Plus Mobile Banking shows ads.

### Which is updated more often, Alerus Benefits or Affinity Plus Mobile Banking?

Alerus Benefits ships an update every 3 months, and Affinity Plus Mobile Banking every 2 months. Most recently, Alerus Benefits was updated on October 17, 2026 and Affinity Plus Mobile Banking on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*