# 三井住友銀行アプリ vs TOKIUM

The clearest difference is iOS requirement: 三井住友銀行アプリ at 15.0 against TOKIUM's 17.0. On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

三井住友銀行アプリ ships an update monthly, TOKIUM fortnightly. The most recent releases landed on October 23, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | 三井住友銀行アプリ | TOKIUM |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.2K ratings)](https://appshunter.io/ios/app/id594457652/reviews)** | — |
| Number of ratings | **2.2K** | — |
| Positive reviews | **30.0% of reviews** | 28.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | — | Free |
| Size | 240 MB | 96 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Sumitomo Mitsui Banking Corporation](https://appshunter.io/developer/473879498) | [TOKIUM Inc.](https://appshunter.io/developer/554632198) |

## What reviewers say

### 三井住友銀行アプリ

[App page](https://appshunter.io/ios/app/id594457652)

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Straightforward banking
- 💡 Potential for English translation improvements

**What reviewers complain about**

- 🐛 English translation issues
- 🔒 Overly complex security measures
- 🔒 Weak login credentials
- 💸 Fees for transfers
- 🕰️ Slow transaction processing

**Reported bugs**

- Login issues after app updates
- Inability to submit required ID photos

**Requested features**

- Improve English translation across the app
- Streamline security measures
- Strengthen login credentials
- Eliminate or reduce transfer fees
- Faster transaction processing


### TOKIUM

[App page](https://appshunter.io/ios/app/tokium/id1073355781)

Streamline expense reporting with a cloud-based solution. Capture receipts via smartphone, automate data entry, and manage approvals digitally. This service handles original document storage and ensures compliance with digital archiving laws.

**Highlights:** Mobile and web-based expense submission, Automated receipt data conversion, Original receipt collection and storage, Integration with over 70 accounts/cards, Flexible accounting software linking, Compliance with digital archiving laws

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 三井住友銀行アプリ free?

三井住友銀行アプリ is free to download, with no in-app purchases.

### Is TOKIUM free?

TOKIUM is free to download, with no in-app purchases.

### Do 三井住友銀行アプリ or TOKIUM have ads?

Neither 三井住友銀行アプリ nor TOKIUM shows ads.

### Which is updated more often, 三井住友銀行アプリ or TOKIUM?

三井住友銀行アプリ ships an update monthly, and TOKIUM fortnightly. Most recently, 三井住友銀行アプリ was updated on October 23, 2026 and TOKIUM on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
