# 三井住友銀行アプリ vs かぎんPayB

The clearest difference is review sentiment: かぎんPayB at 77% against 三井住友銀行アプリ's 29%. 三井住友銀行アプリ's advantage is update cadence (monthly vs every 7 months). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

三井住友銀行アプリ ships an update monthly, かぎんPayB every 7 months. Both last shipped on September 30, 2026.

## The numbers

| Metric | 三井住友銀行アプリ | かぎんPayB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.2K ratings)](https://appshunter.io/ios/app/id594457652/reviews)** | — |
| Number of ratings | **2.2K** | — |
| Positive reviews | 28.6% of reviews | **76.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 7 months |
| Monetization | — | Free |
| Size | 235 MB | 2 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Sumitomo Mitsui Banking Corporation](https://appshunter.io/developer/473879498) | [鹿児島銀行](https://appshunter.io/developer/940328962) |

## What reviewers say

### 三井住友銀行アプリ

[App page](https://appshunter.io/ios/app/id594457652)

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Straightforward banking
- 💡 Potential for English translation improvements

**What reviewers complain about**

- 🐛 English translation issues
- 🔒 Overly complex security measures
- 🔒 Weak login credentials
- 💸 Fees for transfers
- 🕰️ Slow transaction processing

**Reported bugs**

- Login issues after app updates
- Inability to submit required ID photos

**Requested features**

- Improve English translation across the app
- Streamline security measures
- Strengthen login credentials
- Eliminate or reduce transfer fees
- Faster transaction processing


### かぎんPayB

[App page](https://appshunter.io/ios/app/payb/id1349075508)

Link your Kagoshima Bank account to pay bills and make purchases at PayB member stores. Settle utility bills, taxes, and more directly from your smartphone. Securely manage your payment history and customer information.

**Highlights:** Link multiple Kagoshima Bank accounts, Cashless payments at PayB stores, Pay utility bills and taxes, View payment history, Secure customer information management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 三井住友銀行アプリ free?

三井住友銀行アプリ is free to download, with no in-app purchases.

### Is かぎんPayB free?

かぎんPayB is free to download, with no in-app purchases.

### Do 三井住友銀行アプリ or かぎんPayB have ads?

Neither 三井住友銀行アプリ nor かぎんPayB shows ads.

### Which is updated more often, 三井住友銀行アプリ or かぎんPayB?

三井住友銀行アプリ ships an update monthly, and かぎんPayB every 7 months. Most recently, 三井住友銀行アプリ was updated on September 30, 2026 and かぎんPayB on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*