# 三井住友銀行アプリ vs ＰａｙＢ ｆｏｒ 滋賀銀行

The clearest difference is review sentiment: ＰａｙＢ ｆｏｒ 滋賀銀行 at 88% against 三井住友銀行アプリ's 30%. 三井住友銀行アプリ's advantage is update cadence (monthly vs every 8 months). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

三井住友銀行アプリ ships an update monthly, ＰａｙＢ ｆｏｒ 滋賀銀行 every 8 months. Both last shipped on October 26, 2026.

## The numbers

| Metric | 三井住友銀行アプリ | ＰａｙＢ ｆｏｒ 滋賀銀行 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.2K ratings)](https://appshunter.io/ios/app/id594457652/reviews)** | — |
| Number of ratings | **2.2K** | — |
| Positive reviews | 30.0% of reviews | **87.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 8 months |
| Monetization | — | Free |
| Size | 240 MB | 2 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Sumitomo Mitsui Banking Corporation](https://appshunter.io/developer/473879498) | [滋賀銀行](https://appshunter.io/developer/988617150) |

## What reviewers say

### 三井住友銀行アプリ

[App page](https://appshunter.io/ios/app/id594457652)

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Straightforward banking
- 💡 Potential for English translation improvements

**What reviewers complain about**

- 🐛 English translation issues
- 🔒 Overly complex security measures
- 🔒 Weak login credentials
- 💸 Fees for transfers
- 🕰️ Slow transaction processing

**Reported bugs**

- Login issues after app updates
- Inability to submit required ID photos

**Requested features**

- Improve English translation across the app
- Streamline security measures
- Strengthen login credentials
- Eliminate or reduce transfer fees
- Faster transaction processing


### ＰａｙＢ ｆｏｒ 滋賀銀行

[App page](https://appshunter.io/ios/app/id1359013386)

Pay bills easily by scanning barcodes with your smartphone. Funds are immediately debited from your registered Shiga Bank account, eliminating the need to visit a convenience store or bank branch. Available 24/7, excluding a brief maintenance window.

**Highlights:** Scan bill barcodes with smartphone camera, Immediate debit from Shiga Bank account, Pay bills anytime, anywhere, No need to visit physical locations, Free to use

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 三井住友銀行アプリ free?

三井住友銀行アプリ is free to download, with no in-app purchases.

### Is ＰａｙＢ ｆｏｒ 滋賀銀行 free?

ＰａｙＢ ｆｏｒ 滋賀銀行 is free to download, with no in-app purchases.

### Do 三井住友銀行アプリ or ＰａｙＢ ｆｏｒ 滋賀銀行 have ads?

Neither 三井住友銀行アプリ nor ＰａｙＢ ｆｏｒ 滋賀銀行 shows ads.

### Which is updated more often, 三井住友銀行アプリ or ＰａｙＢ ｆｏｒ 滋賀銀行?

三井住友銀行アプリ ships an update monthly, and ＰａｙＢ ｆｏｒ 滋賀銀行 every 8 months. Most recently, 三井住友銀行アプリ was updated on October 26, 2026 and ＰａｙＢ ｆｏｒ 滋賀銀行 on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*