# 三井住友銀行アプリ vs chiica 貯まる、使える地域通貨アプリ「チーカ」

The clearest difference is review sentiment: 三井住友銀行アプリ at 30% against chiica 貯まる、使える地域通貨アプリ「チーカ」's 12%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 18, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | 三井住友銀行アプリ | chiica 貯まる、使える地域通貨アプリ「チーカ」 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.2K ratings)](https://appshunter.io/ios/app/id594457652/reviews)** | — |
| Number of ratings | **2.2K** | — |
| Positive reviews | **30.0% of reviews** | 11.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | — | Free |
| Size | 240 MB | 19 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Sumitomo Mitsui Banking Corporation](https://appshunter.io/developer/473879498) | [株式会社トラストバンク](https://appshunter.io/developer/1119074174) |

## What reviewers say

### 三井住友銀行アプリ

[App page](https://appshunter.io/ios/app/id594457652)

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Straightforward banking
- 💡 Potential for English translation improvements

**What reviewers complain about**

- 🐛 English translation issues
- 🔒 Overly complex security measures
- 🔒 Weak login credentials
- 💸 Fees for transfers
- 🕰️ Slow transaction processing

**Reported bugs**

- Login issues after app updates
- Inability to submit required ID photos

**Requested features**

- Improve English translation across the app
- Streamline security measures
- Strengthen login credentials
- Eliminate or reduce transfer fees
- Faster transaction processing


### chiica 貯まる、使える地域通貨アプリ「チーカ」

[App page](https://appshunter.io/ios/app/chiica/id1451689261)

This app allows users to earn and spend local currency points issued by municipalities. It also lists shops where these points and charged local currencies can be used, facilitating community engagement and local commerce.

**Highlights:** Earn local currency points, Spend local currency, View participating shops, Charge local currency, QR code payment system

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 三井住友銀行アプリ free?

三井住友銀行アプリ is free to download, with no in-app purchases.

### Is chiica 貯まる、使える地域通貨アプリ「チーカ」 free?

chiica 貯まる、使える地域通貨アプリ「チーカ」 is free to download, with no in-app purchases.

### Do 三井住友銀行アプリ or chiica 貯まる、使える地域通貨アプリ「チーカ」 have ads?

Neither 三井住友銀行アプリ nor chiica 貯まる、使える地域通貨アプリ「チーカ」 shows ads.

### Which is updated more often, 三井住友銀行アプリ or chiica 貯まる、使える地域通貨アプリ「チーカ」?

三井住友銀行アプリ ships an update monthly, and chiica 貯まる、使える地域通貨アプリ「チーカ」 monthly. Most recently, 三井住友銀行アプリ was updated on October 18, 2026 and chiica 貯まる、使える地域通貨アプリ「チーカ」 on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*