# 三井住友銀行アプリ vs 三井住友カード VポイントPay  バーチャルプリペイド

The clearest difference is rating: 三井住友銀行アプリ at 4.8 against 三井住友カード VポイントPay  バーチャルプリペイド's 4.4. 三井住友銀行アプリ also leads on update cadence (monthly vs every 4 months) and review sentiment (29% vs 9%). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

三井住友銀行アプリ holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: 三井住友銀行アプリ has 2.2K ratings behind it against 69, so its average is the more settled of the two. Written reviews point the same way: 29% of 三井住友銀行アプリ's written reviews are positive against 9% of 三井住友カード VポイントPay  バーチャルプリペイド's.

三井住友銀行アプリ ships an update monthly, 三井住友カード VポイントPay  バーチャルプリペイド every 4 months. The most recent releases landed on September 25, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | 三井住友銀行アプリ | 三井住友カード VポイントPay  バーチャルプリペイド |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.2K ratings)](https://appshunter.io/ios/app/id594457652/reviews)** | [4.4 (69 ratings)](https://appshunter.io/ios/app/vpay/id1504833985/reviews) |
| Number of ratings | **2.2K** | 69 |
| Positive reviews | **28.6% of reviews** | 9.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | — | Ad-supported |
| Size | 235 MB | 41 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Sumitomo Mitsui Banking Corporation](https://appshunter.io/developer/473879498) | [三井住友カード株式会社](https://appshunter.io/developer/838138455) |

## What reviewers say

### 三井住友銀行アプリ

[App page](https://appshunter.io/ios/app/id594457652)

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Straightforward banking
- 💡 Potential for English translation improvements

**What reviewers complain about**

- 🐛 English translation issues
- 🔒 Overly complex security measures
- 🔒 Weak login credentials
- 💸 Fees for transfers
- 🕰️ Slow transaction processing

**Reported bugs**

- Login issues after app updates
- Inability to submit required ID photos

**Requested features**

- Improve English translation across the app
- Streamline security measures
- Strengthen login credentials
- Eliminate or reduce transfer fees
- Faster transaction processing


### 三井住友カード VポイントPay  バーチャルプリペイド

[App page](https://appshunter.io/ios/app/vpay/id1504833985)

This app allows you to use your accumulated V Points for payments at Visa and iD merchants, both in-store and online. You can easily register, charge your points, and even link credit cards or bank accounts for seamless transactions. It also offers features to earn more points and manage your spending securely.

**Highlights:** Use V Points for payments, Charge points from credit cards/bank accounts, Apple Pay and iD compatible, Online shopping payments, Earn points at V Point partners, View transaction history, Temporary payment suspension

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 三井住友銀行アプリ free?

三井住友銀行アプリ is free to download, with no in-app purchases.

### Is 三井住友カード VポイントPay  バーチャルプリペイド free?

三井住友カード VポイントPay  バーチャルプリペイド is free to download, with no in-app purchases.

### Which has better reviews, 三井住友銀行アプリ or 三井住友カード VポイントPay  バーチャルプリペイド?

三井住友銀行アプリ is rated higher. 三井住友銀行アプリ averages 4.8 out of 5 from 2.2K ratings, while 三井住友カード VポイントPay  バーチャルプリペイド averages 4.4 from 69 ratings.

### Do 三井住友銀行アプリ or 三井住友カード VポイントPay  バーチャルプリペイド have ads?

Neither 三井住友銀行アプリ nor 三井住友カード VポイントPay  バーチャルプリペイド shows ads.

### Which is updated more often, 三井住友銀行アプリ or 三井住友カード VポイントPay  バーチャルプリペイド?

三井住友銀行アプリ ships an update monthly, and 三井住友カード VポイントPay  バーチャルプリペイド every 4 months. Most recently, 三井住友銀行アプリ was updated on September 25, 2026 and 三井住友カード VポイントPay  バーチャルプリペイド on September 22, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*