# 三井住友銀行アプリ vs 三井住友信託NEOBANK

The clearest difference is review sentiment: 三井住友銀行アプリ at 29% against 三井住友信託NEOBANK's 20%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

三井住友銀行アプリ ships an update monthly, 三井住友信託NEOBANK every 2 months. The most recent releases landed on September 25, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | 三井住友銀行アプリ | 三井住友信託NEOBANK |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.2K ratings)](https://appshunter.io/ios/app/id594457652/reviews)** | — |
| Number of ratings | **2.2K** | — |
| Positive reviews | **28.6% of reviews** | 20.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | — | Free |
| Size | 235 MB | 104 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Sumitomo Mitsui Banking Corporation](https://appshunter.io/developer/473879498) | [三井住友信託銀行](https://appshunter.io/developer/1560105620) |

## What reviewers say

### 三井住友銀行アプリ

[App page](https://appshunter.io/ios/app/id594457652)

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Straightforward banking
- 💡 Potential for English translation improvements

**What reviewers complain about**

- 🐛 English translation issues
- 🔒 Overly complex security measures
- 🔒 Weak login credentials
- 💸 Fees for transfers
- 🕰️ Slow transaction processing

**Reported bugs**

- Login issues after app updates
- Inability to submit required ID photos

**Requested features**

- Improve English translation across the app
- Streamline security measures
- Strengthen login credentials
- Eliminate or reduce transfer fees
- Faster transaction processing


### 三井住友信託NEOBANK

[App page](https://appshunter.io/ios/app/neobank/id6447496089)

This banking app offers a seamless financial experience with features like ATM access without a card, mobile debit payments, and real-time transaction notifications. Enjoy free ATM withdrawals and interbank transfers up to five times monthly, along with various deposit and loan options.

**Highlights:** App-based ATM withdrawals and deposits, Mobile debit card for online and in-store purchases, Real-time transaction notifications, Free ATM fees and interbank transfers (monthly limit), Account balance and transaction history, Fixed and structured deposits, Foreign currency deposits and savings

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is 三井住友銀行アプリ free?

三井住友銀行アプリ is free to download, with no in-app purchases.

### Is 三井住友信託NEOBANK free?

三井住友信託NEOBANK is free to download, with no in-app purchases.

### Do 三井住友銀行アプリ or 三井住友信託NEOBANK have ads?

Neither 三井住友銀行アプリ nor 三井住友信託NEOBANK shows ads.

### Which is updated more often, 三井住友銀行アプリ or 三井住友信託NEOBANK?

三井住友銀行アプリ ships an update monthly, and 三井住友信託NEOBANK every 2 months. Most recently, 三井住友銀行アプリ was updated on September 25, 2026 and 三井住友信託NEOBANK on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*