# 三井住友銀行アプリ vs au PAY チャージや残高確認できるauのスマホ決済アプリ

The clearest difference is ads: 三井住友銀行アプリ at none against au PAY チャージや残高確認できるauのスマホ決済アプリ's shown. 三井住友銀行アプリ also leads on review sentiment (29% vs 5%) and rating (4.8 vs 4.5). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

三井住友銀行アプリ holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: 三井住友銀行アプリ has 2.2K ratings behind it against 191, so its average is the more settled of the two. Written reviews point the same way: 29% of 三井住友銀行アプリ's written reviews are positive against 5% of au PAY チャージや残高確認できるauのスマホ決済アプリ's.

三井住友銀行アプリ ships an update monthly, au PAY チャージや残高確認できるauのスマホ決済アプリ fortnightly. The most recent releases landed on September 25, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | 三井住友銀行アプリ | au PAY チャージや残高確認できるauのスマホ決済アプリ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.2K ratings)](https://appshunter.io/ios/app/id594457652/reviews)** | [4.5 (191 ratings)](https://appshunter.io/ios/app/au-pay-au/id862800897/reviews) |
| Number of ratings | **2.2K** | 191 |
| Positive reviews | **28.6% of reviews** | 4.5% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | — | Free with in-app purchases |
| Size | 235 MB | 223 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | iPhone, iPod, Apple Watch | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Sumitomo Mitsui Banking Corporation](https://appshunter.io/developer/473879498) | [KDDI CORPORATION](https://appshunter.io/developer/448137434) |

## What reviewers say

### 三井住友銀行アプリ

[App page](https://appshunter.io/ios/app/id594457652)

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Straightforward banking
- 💡 Potential for English translation improvements

**What reviewers complain about**

- 🐛 English translation issues
- 🔒 Overly complex security measures
- 🔒 Weak login credentials
- 💸 Fees for transfers
- 🕰️ Slow transaction processing

**Reported bugs**

- Login issues after app updates
- Inability to submit required ID photos

**Requested features**

- Improve English translation across the app
- Streamline security measures
- Strengthen login credentials
- Eliminate or reduce transfer fees
- Faster transaction processing


### au PAY チャージや残高確認できるauのスマホ決済アプリ

[App page](https://appshunter.io/ios/app/au-pay-au/id862800897)

Manage your mobile payment services, check balances, and view transaction history. Easily pay with QR codes, track your points, and find participating merchants. This app simplifies your digital wallet experience.

**Highlights:** QR code payments, Balance and transaction history, Ponta point tracking, Credit card information, Easy balance top-up, Merchant and point-up store search

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 三井住友銀行アプリ free?

三井住友銀行アプリ is free to download, with no in-app purchases.

### Is au PAY チャージや残高確認できるauのスマホ決済アプリ free?

au PAY チャージや残高確認できるauのスマホ決済アプリ is free to download, with no in-app purchases.

### Which has better reviews, 三井住友銀行アプリ or au PAY チャージや残高確認できるauのスマホ決済アプリ?

三井住友銀行アプリ is rated higher. 三井住友銀行アプリ averages 4.8 out of 5 from 2.2K ratings, while au PAY チャージや残高確認できるauのスマホ決済アプリ averages 4.5 from 191 ratings.

### Do 三井住友銀行アプリ or au PAY チャージや残高確認できるauのスマホ決済アプリ have ads?

au PAY チャージや残高確認できるauのスマホ決済アプリ shows ads; 三井住友銀行アプリ does not.

### Which is updated more often, 三井住友銀行アプリ or au PAY チャージや残高確認できるauのスマホ決済アプリ?

三井住友銀行アプリ ships an update monthly, and au PAY チャージや残高確認できるauのスマホ決済アプリ fortnightly. Most recently, 三井住友銀行アプリ was updated on September 25, 2026 and au PAY チャージや残高確認できるauのスマホ決済アプリ on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*