# My FSB Mobile vs First State Bank

My FSB Mobile and First State Bank both sit at 4.9 stars, but that hides the real split: 86% of My FSB Mobile's written reviews are positive against 48% of First State Bank's. My FSB Mobile also leads on monetization model (free vs free with in-app purchases). First State Bank's advantage is update cadence (monthly vs every 3 months). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for My FSB Mobile against 4.8 for First State Bank. Both are backed by a comparable volume of ratings — 830 and 2.2K respectively. Written reviews are what separate them: 86% of My FSB Mobile's written reviews are positive against 48% of First State Bank's.

My FSB Mobile ships an update every 3 months, First State Bank monthly. The most recent releases landed on November 10, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | My FSB Mobile | First State Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (830 ratings)](https://appshunter.io/ios/app/my-fsb-mobile/id594615304/reviews)** | [4.8 (2.2K ratings)](https://appshunter.io/ios/app/first-state-bank/id6444011186/reviews) |
| Number of ratings | 830 | **2.2K** |
| Positive reviews | **85.7% of reviews** | 47.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 113 MB | 197 MB |
| Requires iOS | **17.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [First State Bank Russellville](https://appshunter.io/developer/594615307) | [FIRST STATE BANK (OH)](https://appshunter.io/developer/766857378) |

## What reviewers say

### My FSB Mobile

[App page](https://appshunter.io/ios/app/my-fsb-mobile/id594615304)

Manage your finances conveniently on the go with this mobile banking application. Access accounts, transfer funds, pay bills, and deposit checks securely. Features include budgeting tools, investment tracking, and customizable alerts.

**Highlights:** Account balance and transaction history, Fund transfers, Bill payment, Mobile check deposit, ATM/ITM locator, Customizable alerts, Budgeting tools

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Great app
- 👍 Really well assembled app
- 👍 Easy to navigate
- 👍 Love the check deposit feature
- 👍 Easy to use and has not been crashing

**What reviewers complain about**

- 🐛 Won't let me see my accounts
- 🐛 Does not deposit checks correctly

**Reported bugs**

- It won’t let me see my accounts.
- Would not deposit check even though I signed where it said “mobile deposit”


### First State Bank

[App page](https://appshunter.io/ios/app/first-state-bank/id6444011186)

Manage your bank accounts securely on the go. View balances, transfer funds, deposit checks, and manage your debit card. Organize transactions with notes and photos, and set up custom alerts for important account activity.

**Highlights:** Real-time balance viewing, Fund transfers, Mobile check deposit, ATM/Debit card management, Transaction organization, Customizable alerts, Payment capabilities

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Great bank
- 🚀 Deposit checks without going to the bank
- 💡 Excellent service

**What reviewers complain about**

- 🐛 App not updated, balance and transactions delayed
- 🐛 App crashes, can't link accounts for transfers
- 🤔 Confusing new app design

**Reported bugs**

- App requires iOS 16.0 but many phones only support 15.8
- Card features had bugs that were later fixed

**Requested features**

- Bring back old app version
- Improve transaction visibility and timeliness


## Frequently asked questions

### Is My FSB Mobile free?

My FSB Mobile is free to download, with no in-app purchases.

### Is First State Bank free?

First State Bank is free to download, with no in-app purchases.

### Which has better reviews, My FSB Mobile or First State Bank?

My FSB Mobile is rated higher. My FSB Mobile averages 4.9 out of 5 from 830 ratings, while First State Bank averages 4.8 from 2.2K ratings.

### Do My FSB Mobile or First State Bank have ads?

Neither My FSB Mobile nor First State Bank shows ads.

### Which is updated more often, My FSB Mobile or First State Bank?

My FSB Mobile ships an update every 3 months, and First State Bank monthly. Most recently, My FSB Mobile was updated on November 10, 2026 and First State Bank on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*