# First Note vs Payment & Expenses Reminder

The clearest difference is review sentiment: Payment & Expenses Reminder at 83% against First Note's 67%. Payment & Expenses Reminder also leads on chart position (#82 vs unranked) and price ($1.99 vs $2.99). First Note's advantage is iOS requirement (15.0 vs 17.0). On update cadence, ads, in-app purchases and monetization model there is nothing between them.

First Note costs $2.99 and Payment & Expenses Reminder $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.

First Note ships an update every 3 months, Payment & Expenses Reminder every 4 months. The most recent releases landed on July 4, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | First Note | Payment & Expenses Reminder |
| --- | --- | --- |
| Price | $2.99 | **$1.99** |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/payment-and-expenses-reminder/id1456613778/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | 66.7% of reviews | **83.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 4 months |
| Monetization | Paid | Paid |
| Best chart rank | — | **#82** |
| Size | 3 MB | 3 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Gianfranco Percopo](https://appshunter.io/developer/594845026) | [Evgeny Turchaninov](https://appshunter.io/developer/517592625) |

## What reviewers say

### First Note

[App page](https://appshunter.io/ios/app/first-note/id594845023)

Manage your finances with this tool that allows you to track daily, monthly, and year-over-year spending. Easily search for past transactions by date to compare expenses and make informed financial decisions.

**Highlights:** Daily balance tracking, Monthly spending reports, Carry-over balance from previous month, Transaction search by date, Historical spending comparison

**Features:** macOS Compatibility

**In-app purchases:** none


### Payment & Expenses Reminder

[App page](https://appshunter.io/ios/app/payment-and-expenses-reminder/id1456613778)

**Currently charting:** #82 Top Paid · Finance (US App Store)

Manage recurring bills and expenses with this app. Track payments, set reminders for upcoming due dates, and plan your finances for months ahead. It helps you avoid missed payments and manage debts effectively.

**Highlights:** Create payment and expense lists, Mark payments as paid, Automatic recurring payment setup, One-time and partial payment options, Payment history and forward planning, Customizable reminders, Multiple independent payment plans, iCloud synchronization

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is First Note free?

First Note costs $2.99, with no in-app purchases.

### Is Payment & Expenses Reminder free?

Payment & Expenses Reminder costs $1.99, with no in-app purchases.

### Do First Note or Payment & Expenses Reminder have ads?

Neither First Note nor Payment & Expenses Reminder shows ads.

### Which is updated more often, First Note or Payment & Expenses Reminder?

First Note ships an update every 3 months, and Payment & Expenses Reminder every 4 months. Most recently, First Note was updated on July 4, 2026 and Payment & Expenses Reminder on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*