# CFB Direct vs CTB Mobile

The clearest difference is review sentiment: CTB Mobile at 81% against CFB Direct's 33%. CTB Mobile also leads on rating (4.7 vs 4.2) and ratings volume (1.2K vs 45). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CTB Mobile holds the better App Store score, 4.7 against 4.2. That said, the two scores are not equally well evidenced: CTB Mobile has 1.2K ratings behind it against 45, so its average is the more settled of the two. Written reviews point the same way: 33% of CFB Direct's written reviews are positive against 81% of CTB Mobile's.

CFB Direct ships an update every 5 weeks, CTB Mobile monthly. The most recent releases landed on October 10, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | CFB Direct | CTB Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (45 ratings)](https://appshunter.io/ios/app/cfb-direct/id594953064/reviews) | **[4.7 (1.2K ratings)](https://appshunter.io/ios/app/ctb-mobile/id1515909100/reviews)** |
| Number of ratings | 45 | **1.2K** |
| Positive reviews | 33.3% of reviews | **81.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | Free | Free |
| Size | 155 MB | 148 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [City First Bank National Association](https://appshunter.io/developer/594953067) | [Citizens Trust Bank](https://appshunter.io/developer/984117342) |

## What reviewers say

### CFB Direct

[App page](https://appshunter.io/ios/app/cfb-direct/id594953064)

Manage your finances on the go with this mobile banking application. Check account balances, review recent transactions, transfer funds between accounts, and pay bills conveniently from your device.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Pay bills, Edit scheduled bill payments

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### CTB Mobile

[App page](https://appshunter.io/ios/app/ctb-mobile/id1515909100)

Manage your finances conveniently from your mobile device. This banking app allows you to check balances, transfer funds between accounts, pay bills, and deposit checks securely. Enjoy a streamlined banking experience with updated features designed for ease of use.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Schedule bill payments, Deposit checks on the go

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent mobile banking features
- 💡 Comprehensive financial management
- 👍 Convenient mobile deposit
- 👍 Great customer service
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Occasional app crashes and stability issues
- 🐛 Login and account access problems
- 🐛 Tedious deposit process compared to other apps
- 🐛 Limited functionality compared to expectations

**Reported bugs**

- App kicking users out of accounts frequently
- Touch ID and login issues after app updates
- Zelle feature not working for some users

**Requested features**

- Add transfer functionality within the app
- Improve app stability and reduce crashes
- Enhance user interface and navigation
- Provide more advanced financial management tools


## Frequently asked questions

### Is CFB Direct free?

CFB Direct is free to download, with no in-app purchases.

### Is CTB Mobile free?

CTB Mobile is free to download, with no in-app purchases.

### Which has better reviews, CFB Direct or CTB Mobile?

CTB Mobile is rated higher. CFB Direct averages 4.2 out of 5 from 45 ratings, while CTB Mobile averages 4.7 from 1.2K ratings.

### Do CFB Direct or CTB Mobile have ads?

Neither CFB Direct nor CTB Mobile shows ads.

### Which is updated more often, CFB Direct or CTB Mobile?

CFB Direct ships an update every 5 weeks, and CTB Mobile monthly. Most recently, CFB Direct was updated on October 10, 2026 and CTB Mobile on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*