# Insurance Agent vs MDC Pay

Insurance Agent and MDC Pay both sit at 4.7 stars, but that hides the real split: 100% of MDC Pay's written reviews are positive against 62% of Insurance Agent's. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MDC Pay holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 1.9K and 889 respectively. Written reviews point the same way: 62% of Insurance Agent's written reviews are positive against 100% of MDC Pay's.

Insurance Agent ships an update every 2 weeks, MDC Pay fortnightly. The most recent releases landed on October 20, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | Insurance Agent | MDC Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (1.9K ratings)](https://appshunter.io/ios/app/insurance-agent/id595397896/reviews) | **[4.9 (889 ratings)](https://appshunter.io/ios/app/mdc-pay/id6748356068/reviews)** |
| Number of ratings | **1.9K** | 889 |
| Positive reviews | 61.5% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Fortnightly |
| Monetization | Free | Free |
| Size | 100 MB | 38 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Blue I, LLC](https://appshunter.io/developer/595397899) | [KUBRA Data Transfer](https://appshunter.io/developer/527959415) |

## What reviewers say

### Insurance Agent

[App page](https://appshunter.io/ios/app/insurance-agent/id595397896)

Manage all your insurance needs in one place. Access policy details, pay bills, share documents securely, and submit requests 24/7 from your smartphone. Get instant help and information before, during, and after an incident.

**Highlights:** 24/7 access to policy information and agency contact, Secure bill payment from anywhere, Digital auto insurance ID cards, Secure file and document sharing, Submit policy change and certificate requests, Create and share property inventory reports, Accident reporting with details and photos

**In-app purchases:** none

**What reviewers like**

- 👍 Great company
- 🚀 Friendly and helpful people
- 💡 Ability to access all policy info from different companies in one place
- 👍 Personal and reliable services
- 👍 Excellent service

**What reviewers complain about**

- 🐛 Buggy and unresponsive UI
- 🐛 Difficult to navigate website
- 🐛 Inconsistent auto-pay amounts
- 🐛 Policies and ID cards not easily accessible

**Reported bugs**

- App crashes when selecting agency
- Outdated app design

**Requested features**

- Automatic policy and ID card upload
- Improved app login security
- Enhanced app performance and stability


### MDC Pay

[App page](https://appshunter.io/ios/app/mdc-pay/id6748356068)

Manage your water utility payments conveniently and securely. Set up automatic payments, receive reminders, and opt for paperless billing to stay organized and avoid late fees.

**Highlights:** Fast and secure payments, Auto Pay setup, Payment reminders, Paperless billing, Account organization

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Insurance Agent free?

Insurance Agent is free to download, with no in-app purchases.

### Is MDC Pay free?

MDC Pay is free to download, with no in-app purchases.

### Which has better reviews, Insurance Agent or MDC Pay?

MDC Pay is rated higher. Insurance Agent averages 4.7 out of 5 from 1.9K ratings, while MDC Pay averages 4.9 from 889 ratings.

### Do Insurance Agent or MDC Pay have ads?

Neither Insurance Agent nor MDC Pay shows ads.

### Which is updated more often, Insurance Agent or MDC Pay?

Insurance Agent ships an update every 2 weeks, and MDC Pay fortnightly. Most recently, Insurance Agent was updated on October 20, 2026 and MDC Pay on October 22, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*