# Insurance Agent vs Utter Rubbish!

The clearest difference is ads: Insurance Agent at none against Utter Rubbish!'s shown. Insurance Agent also leads on update cadence (weekly vs monthly). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Insurance Agent ships an update weekly, Utter Rubbish! monthly. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Insurance Agent | Utter Rubbish! |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (1.9K ratings)](https://appshunter.io/ios/app/insurance-agent/id595397896/reviews)** | — |
| Number of ratings | **1.9K** | — |
| Positive reviews | 61.5% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Weekly** | Monthly |
| Monetization | Free | — |
| Size | 100 MB | 30 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Blue I, LLC](https://appshunter.io/developer/595397899) | [Elliott Lancaster](https://appshunter.io/developer/1892616932) |

## What reviewers say

### Insurance Agent

[App page](https://appshunter.io/ios/app/insurance-agent/id595397896)

Manage all your insurance needs in one place. Access policy details, pay bills, share documents securely, and submit requests 24/7 from your smartphone. Get instant help and information before, during, and after an incident.

**Highlights:** 24/7 access to policy information and agency contact, Secure bill payment from anywhere, Digital auto insurance ID cards, Secure file and document sharing, Submit policy change and certificate requests, Create and share property inventory reports, Accident reporting with details and photos

**In-app purchases:** none

**What reviewers like**

- 👍 Great company
- 🚀 Friendly and helpful people
- 💡 Ability to access all policy info from different companies in one place
- 👍 Personal and reliable services
- 👍 Excellent service

**What reviewers complain about**

- 🐛 Buggy and unresponsive UI
- 🐛 Difficult to navigate website
- 🐛 Inconsistent auto-pay amounts
- 🐛 Policies and ID cards not easily accessible

**Reported bugs**

- App crashes when selecting agency
- Outdated app design

**Requested features**

- Automatic policy and ID card upload
- Improved app login security
- Enhanced app performance and stability


### Utter Rubbish!

[App page](https://appshunter.io/ios/app/utter-rubbish/id6762183887)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Insurance Agent free?

Insurance Agent is free to download, with no in-app purchases.

### Is Utter Rubbish! free?

Utter Rubbish! is free to download, with no in-app purchases.

### Do Insurance Agent or Utter Rubbish! have ads?

Utter Rubbish! shows ads; Insurance Agent does not.

### Which is updated more often, Insurance Agent or Utter Rubbish!?

Insurance Agent ships an update weekly, and Utter Rubbish! monthly. Most recently, Insurance Agent was updated on November 6, 2026 and Utter Rubbish! on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*