# SAIB vs D360 Bank

The clearest difference is rating: D360 Bank at 4.5 against SAIB's 1.6. D360 Bank also leads on review sentiment (35% vs 11%) and update cadence (every 9 days vs every 6 weeks). SAIB's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

D360 Bank holds the better App Store score, 4.5 against 1.6. That said, the two scores are not equally well evidenced: D360 Bank has 795 ratings behind it against 96, so its average is the more settled of the two. Written reviews point the same way: 11% of SAIB's written reviews are positive against 35% of D360 Bank's.

SAIB ships an update every 6 weeks, D360 Bank every 9 days. The most recent releases landed on October 21, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | SAIB | D360 Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.6 (96 ratings)](https://appshunter.io/ios/app/saib/id596038022/reviews) | **[4.5 (795 ratings)](https://appshunter.io/ios/app/d360-bank/id1667558506/reviews)** |
| Number of ratings | 96 | **795** |
| Positive reviews | 11.3% of reviews | **35.3% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 6 weeks | **Every 9 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 28 MB | 236 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [The Saudi Investment Bank](https://appshunter.io/developer/819242552) | [D360 Bank](https://appshunter.io/developer/1667558536) |

## What reviewers say

### SAIB

[App page](https://appshunter.io/ios/app/saib/id596038022)

Access a full range of electronic banking services on your smart device. Even non-customers can benefit from additional functionalities. Perform banking operations and transactions instantly.

**Highlights:** Full range of electronic banking services, Access via smart device, Additional functionalities for non-customers, Instant banking operations and transactions, Online mobile banking login (FLEXX TOUCH), Supports Arabic and English languages

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Good for international money transfers to India
- 🌐 Comprehensive range of banking services available
- 💳 Excellent international card with no fees
- 📱 Multiple service options accessible through app

**What reviewers complain about**

- 🐢 Extremely slow and sluggish performance
- 🐛 Frequent crashes and freezing issues
- ❌ Constant login errors and authentication failures
- 🔧 Poor technical support and slow response times
- 😤 Outdated design and outdated technology stack

**Reported bugs**

- Login screen freezes and shows 'Try Again Later' errors
- Technical issues when accessing card information
- Flex Safe activation fails with 'information not found' error
- Text input boxes unresponsive to touches
- Touch ID authentication token failure (vascoSDK.-4005)

**Requested features**

- Face ID/Touch ID biometric authentication support
- Quick PIN entry option for faster login
- Dark mode option
- Improved app speed and performance optimization
- Mobile number-based transfers


### D360 Bank

[App page](https://appshunter.io/ios/app/d360-bank/id1667558506)

An innovative digital bank offering Sharia-compliant financial services. Open an account in minutes with a seamless onboarding process, enjoy fast transactions, and benefit from competitive pricing with no hidden fees. Bank conveniently from anywhere, anytime with personalized support and top-tier security.

**Highlights:** Seamless onboarding, Fast transactions and transfers, Competitive pricing, No foreign currency fees, Bank from anywhere, anytime, No hidden fees, Personalized customer support

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast international transfers with competitive exchange rates
- 💰 No fees for domestic and international transfers
- 👍 Simple and intuitive user interface design
- 🌍 Excellent service for travelers and expatriates
- 💳 Easy account setup process (when approved)

**What reviewers complain about**

- 😤 Extremely long account opening delays (months of waiting)
- 🔒 Frequent account freezing without clear explanation
- 📞 Poor customer service responsiveness and unhelpful support
- ⏱️ Slow issue resolution and unresolved support tickets
- 💸 Inconsistent transfer limits and unfair restrictions

**Reported bugs**

- App crashes and frequent freezing
- Slow app loading and performance issues
- Location permission requirement blocking app access
- Login failures and SMS code input issues
- Apple Wallet integration not working

**Requested features**

- Physical bank branches or better in-person support
- Account number visibility in app
- Account deletion option within the app
- Support for American Express cards
- Improved daily withdrawal limits


## Frequently asked questions

### Is SAIB free?

SAIB is free to download, with no in-app purchases.

### Is D360 Bank free?

D360 Bank is free to download, with no in-app purchases.

### Which has better reviews, SAIB or D360 Bank?

D360 Bank is rated higher. SAIB averages 1.6 out of 5 from 96 ratings, while D360 Bank averages 4.5 from 795 ratings.

### Do SAIB or D360 Bank have ads?

D360 Bank shows ads; SAIB does not.

### Which is updated more often, SAIB or D360 Bank?

SAIB ships an update every 6 weeks, and D360 Bank every 9 days. Most recently, SAIB was updated on October 21, 2026 and D360 Bank on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*