# SAIB vs STC Bank

The clearest difference is rating: STC Bank at 4.7 against SAIB's 1.6. STC Bank also leads on update cadence (every 5 days vs every 6 weeks) and review sentiment (38% vs 11%). SAIB's advantage is monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

STC Bank holds the better App Store score, 4.7 against 1.6. That said, the two scores are not equally well evidenced: STC Bank has 45K ratings behind it against 96, so its average is the more settled of the two. Written reviews point the same way: 11% of SAIB's written reviews are positive against 38% of STC Bank's.

SAIB ships an update every 6 weeks, STC Bank every 5 days. The most recent releases landed on October 21, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | SAIB | STC Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.6 (96 ratings)](https://appshunter.io/ios/app/saib/id596038022/reviews) | **[4.7 (45K ratings)](https://appshunter.io/ios/app/stc-bank/id6458546150/reviews)** |
| Number of ratings | 96 | **45K** |
| Positive reviews | 11.3% of reviews | **38.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 5 days** |
| Monetization | **Free** | Ad-supported |
| Size | 28 MB | 461 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [The Saudi Investment Bank](https://appshunter.io/developer/819242552) | [STCPay](https://appshunter.io/developer/1364197139) |

## What reviewers say

### SAIB

[App page](https://appshunter.io/ios/app/saib/id596038022)

Access a full range of electronic banking services on your smart device. Even non-customers can benefit from additional functionalities. Perform banking operations and transactions instantly.

**Highlights:** Full range of electronic banking services, Access via smart device, Additional functionalities for non-customers, Instant banking operations and transactions, Online mobile banking login (FLEXX TOUCH), Supports Arabic and English languages

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Good for international money transfers to India
- 🌐 Comprehensive range of banking services available
- 💳 Excellent international card with no fees
- 📱 Multiple service options accessible through app

**What reviewers complain about**

- 🐢 Extremely slow and sluggish performance
- 🐛 Frequent crashes and freezing issues
- ❌ Constant login errors and authentication failures
- 🔧 Poor technical support and slow response times
- 😤 Outdated design and outdated technology stack

**Reported bugs**

- Login screen freezes and shows 'Try Again Later' errors
- Technical issues when accessing card information
- Flex Safe activation fails with 'information not found' error
- Text input boxes unresponsive to touches
- Touch ID authentication token failure (vascoSDK.-4005)

**Requested features**

- Face ID/Touch ID biometric authentication support
- Quick PIN entry option for faster login
- Dark mode option
- Improved app speed and performance optimization
- Mobile number-based transfers


### STC Bank

[App page](https://appshunter.io/ios/app/stc-bank/id6458546150)

Manage your finances securely and easily with a wide range of digital banking services. Perform transactions, manage cards, and access various account features all within a single application.

**Highlights:** Manage multiple accounts, Local & international transfers, Card management (mada & Visa), Bill payment, Financing options, Saving accounts

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and convenient
- 🚀 Good and fast
- 💡 Merge STC Pay and STC Bank into one app

**What reviewers complain about**

- 🐛 Sluggish performance and technical issues
- 🐛 Frequent crashes and glitches
- 🐛 Unreliable registration and account setup
- 🔒 Security concerns
- 🔋 High battery consumption

**Reported bugs**

- Incorrect error messages
- Inability to add funds or transfer money
- Compatibility issues with older devices
- Inconsistent app behavior

**Requested features**

- Dark mode option
- Improved user experience
- Better customer support
- Expand availability beyond Saudi Arabia


## Frequently asked questions

### Is SAIB free?

SAIB is free to download, with no in-app purchases.

### Is STC Bank free?

STC Bank is free to download, with no in-app purchases.

### Which has better reviews, SAIB or STC Bank?

STC Bank is rated higher. SAIB averages 1.6 out of 5 from 96 ratings, while STC Bank averages 4.7 from 45K ratings.

### Do SAIB or STC Bank have ads?

Neither SAIB nor STC Bank shows ads.

### Which is updated more often, SAIB or STC Bank?

SAIB ships an update every 6 weeks, and STC Bank every 5 days. Most recently, SAIB was updated on October 21, 2026 and STC Bank on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*