# SAIB vs Shortfall

The clearest difference is rating: Shortfall at 5.0 against SAIB's 1.6. Shortfall also leads on update cadence (every 3 weeks vs every 6 weeks). SAIB's advantage is in-app purchases (none vs 1) and ratings volume (96 vs 1). On price and ads there is nothing between them.

Both are free to download. Shortfall sells 1 one-off in-app purchase. SAIB asks for nothing beyond the download.

Shortfall holds the better App Store score, 5.0 against 1.6. That said, the two scores are not equally well evidenced: SAIB has 96 ratings behind it against 1, so its average is the more settled of the two.

SAIB ships an update every 6 weeks, Shortfall every 3 weeks. The most recent releases landed on October 13, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | SAIB | Shortfall |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.6 (96 ratings)](https://appshunter.io/ios/app/saib/id596038022/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/shortfall-paperwork-check/id6763161521/reviews)** |
| Number of ratings | **96** | 1 |
| Positive reviews | 11.3% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 28 MB | 4 MB |
| Requires iOS | **16.0** | 26.0 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [The Saudi Investment Bank](https://appshunter.io/developer/819242552) | [Steven Knauss](https://appshunter.io/developer/1877190883) |

## What reviewers say

### SAIB

[App page](https://appshunter.io/ios/app/saib/id596038022)

Access a full range of electronic banking services on your smart device. Even non-customers can benefit from additional functionalities. Perform banking operations and transactions instantly.

**Highlights:** Full range of electronic banking services, Access via smart device, Additional functionalities for non-customers, Instant banking operations and transactions, Online mobile banking login (FLEXX TOUCH), Supports Arabic and English languages

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Good for international money transfers to India
- 🌐 Comprehensive range of banking services available
- 💳 Excellent international card with no fees
- 📱 Multiple service options accessible through app

**What reviewers complain about**

- 🐢 Extremely slow and sluggish performance
- 🐛 Frequent crashes and freezing issues
- ❌ Constant login errors and authentication failures
- 🔧 Poor technical support and slow response times
- 😤 Outdated design and outdated technology stack

**Reported bugs**

- Login screen freezes and shows 'Try Again Later' errors
- Technical issues when accessing card information
- Flex Safe activation fails with 'information not found' error
- Text input boxes unresponsive to touches
- Touch ID authentication token failure (vascoSDK.-4005)

**Requested features**

- Face ID/Touch ID biometric authentication support
- Quick PIN entry option for faster login
- Dark mode option
- Improved app speed and performance optimization
- Mobile number-based transfers


### Shortfall

[App page](https://appshunter.io/ios/app/shortfall-paperwork-check/id6763161521)

This app helps car buyers avoid hidden fees by scanning contracts and flagging charges higher than typical for their state. It provides a free initial audit and an optional one-time purchase for unlimited use and advanced features like tracking dealer revisions.

**Highlights:** Scan car contracts with camera or PDF, Flag fees higher than typical for your state, Analyze interest rates and doc fees, Track dealer contract revisions, Check Kelley Blue Book trade-in values, Private by design, no account needed

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited Audits | $4.99 | one-time |


## Frequently asked questions

### Is SAIB free?

SAIB is free to download, with no in-app purchases.

### Is Shortfall free?

Shortfall is free to download, with in-app purchases available.

### Which has better reviews, SAIB or Shortfall?

Shortfall is rated higher. SAIB averages 1.6 out of 5 from 96 ratings, while Shortfall averages 5.0 from 1 ratings.

### Do SAIB or Shortfall have ads?

Neither SAIB nor Shortfall shows ads.

### Which is updated more often, SAIB or Shortfall?

SAIB ships an update every 6 weeks, and Shortfall every 3 weeks. Most recently, SAIB was updated on October 13, 2026 and Shortfall on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*