# SAIB vs meem KSA

The clearest difference is rating: meem KSA at 4.2 against SAIB's 1.6. meem KSA also leads on review sentiment (41% vs 11%) and update cadence (fortnightly vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

meem KSA holds the better App Store score, 4.2 against 1.6. That said, the two scores are not equally well evidenced: meem KSA has 960 ratings behind it against 96, so its average is the more settled of the two. Written reviews point the same way: 11% of SAIB's written reviews are positive against 41% of meem KSA's.

SAIB ships an update every 6 weeks, meem KSA fortnightly. The most recent releases landed on October 21, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | SAIB | meem KSA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.6 (96 ratings)](https://appshunter.io/ios/app/saib/id596038022/reviews) | **[4.2 (960 ratings)](https://appshunter.io/ios/app/meem-ksa/id824700516/reviews)** |
| Number of ratings | 96 | **960** |
| Positive reviews | 11.3% of reviews | **41.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 28 MB | 161 MB |
| Requires iOS | 16.0 | **13.2** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [The Saudi Investment Bank](https://appshunter.io/developer/819242552) | [GIB](https://appshunter.io/developer/824700519) |

## What reviewers say

### SAIB

[App page](https://appshunter.io/ios/app/saib/id596038022)

Access a full range of electronic banking services on your smart device. Even non-customers can benefit from additional functionalities. Perform banking operations and transactions instantly.

**Highlights:** Full range of electronic banking services, Access via smart device, Additional functionalities for non-customers, Instant banking operations and transactions, Online mobile banking login (FLEXX TOUCH), Supports Arabic and English languages

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Good for international money transfers to India
- 🌐 Comprehensive range of banking services available
- 💳 Excellent international card with no fees
- 📱 Multiple service options accessible through app

**What reviewers complain about**

- 🐢 Extremely slow and sluggish performance
- 🐛 Frequent crashes and freezing issues
- ❌ Constant login errors and authentication failures
- 🔧 Poor technical support and slow response times
- 😤 Outdated design and outdated technology stack

**Reported bugs**

- Login screen freezes and shows 'Try Again Later' errors
- Technical issues when accessing card information
- Flex Safe activation fails with 'information not found' error
- Text input boxes unresponsive to touches
- Touch ID authentication token failure (vascoSDK.-4005)

**Requested features**

- Face ID/Touch ID biometric authentication support
- Quick PIN entry option for faster login
- Dark mode option
- Improved app speed and performance optimization
- Mobile number-based transfers


### meem KSA

[App page](https://appshunter.io/ios/app/meem-ksa/id824700516)

This app offers a fully digital, Shariah-compliant banking experience. Manage multiple accounts, track spending, and access credit cards and personal finance options. Enjoy seamless on-the-go banking with 24/7 customer support.

**Highlights:** Digital Shariah-compliant banking, 3 accounts in 1 with one card, Digital budgeting and saving tools, Credit cards with rewards and installments, Flexible personal finance options, Home finance, Real-time Murabaha

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ⭐ Excellent banking service
- 🤩 Great digital experience
- 💳 Smooth credit card and salary cashback features
- 🏆 Best bank app in the region
- 👍 Easy and enjoyable experience

**What reviewers complain about**

- 🐛 Frequent app crashes and freezes
- ⏱️ Slow app performance and response times
- 🔑 Login issues and unreliable authentication
- 🤔 Limited banking services and features
- 💤 Outdated and unresponsive app design

**Reported bugs**

- Login screen freezes and crashes
- Delayed transaction updates on credit cards
- Inability to change password remotely
- Incompatibility issues with newer devices
- Unreliable SMS code delivery for authentication

**Requested features**

- Add biometric authentication (Touch ID/Face ID)
- Improve credit card management features
- Provide better visibility for salary cashback campaigns
- Enhance app performance and stability
- Update the app design for modern devices


## Frequently asked questions

### Is SAIB free?

SAIB is free to download, with no in-app purchases.

### Is meem KSA free?

meem KSA is free to download, with no in-app purchases.

### Which has better reviews, SAIB or meem KSA?

meem KSA is rated higher. SAIB averages 1.6 out of 5 from 96 ratings, while meem KSA averages 4.2 from 960 ratings.

### Do SAIB or meem KSA have ads?

Neither SAIB nor meem KSA shows ads.

### Which is updated more often, SAIB or meem KSA?

SAIB ships an update every 6 weeks, and meem KSA fortnightly. Most recently, SAIB was updated on October 21, 2026 and meem KSA on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*