# 1stPayMobile vs Merchant.app

The clearest difference is rating: Merchant.app at 4.5 against 1stPayMobile's 3.7. Merchant.app also leads on update cadence (every 2 weeks vs every 5 months) and review sentiment (50% vs 33%). 1stPayMobile's advantage is iOS requirement (9.2 vs 15.1). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Merchant.app holds the better App Store score, 4.5 against 3.7. Both are backed by a comparable volume of ratings — 23 and 8 respectively. Written reviews point the same way: 33% of 1stPayMobile's written reviews are positive against 50% of Merchant.app's.

1stPayMobile ships an update every 5 months, Merchant.app every 2 weeks. The most recent releases landed on October 7, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | 1stPayMobile | Merchant.app |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (23 ratings)](https://appshunter.io/ios/app/1stpaymobile/id597498242/reviews) | **[4.5 (8 ratings)](https://appshunter.io/ios/app/merchantapp/id6443734854/reviews)** |
| Number of ratings | **23** | 8 |
| Positive reviews | 33.3% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 50 MB | 160 MB |
| Requires iOS | **9.2** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [1stPayGateway, LLC](https://appshunter.io/developer/597498245) | [Merchant Platforms, Inc.](https://appshunter.io/developer/1648883273) |

## What reviewers say

### 1stPayMobile

[App page](https://appshunter.io/ios/app/1stpaymobile/id597498242)

Accept credit card payments anywhere with this mobile solution. It securely processes transactions, captures signatures, and sends digital receipts. Ideal for businesses and nonprofits needing flexible payment options on the go.

**Highlights:** Swipe or key credit card payments, Secure mobile payments, Signature capture, Email and text receipts, Offline transaction processing, Recurring billing, Mobile report summaries

**Features:** macOS Compatibility

**In-app purchases:** none


### Merchant.app

[App page](https://appshunter.io/ios/app/merchantapp/id6443734854)

This app streamlines payment processing for businesses, allowing for quick transactions via terminal, text, or email. It offers a real-time dashboard to monitor all business transactions and refunds, ensuring secure and efficient customer payments.

**Highlights:** Process payments via terminal, text, or email, Lightning-fast transactions, Customer payments via phone or email, Real-time transaction dashboard, Refund tracking, Industry-leading data security

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 1stPayMobile free?

1stPayMobile is free to download, with no in-app purchases.

### Is Merchant.app free?

Merchant.app is free to download, with no in-app purchases.

### Which has better reviews, 1stPayMobile or Merchant.app?

Merchant.app is rated higher. 1stPayMobile averages 3.7 out of 5 from 23 ratings, while Merchant.app averages 4.5 from 8 ratings.

### Do 1stPayMobile or Merchant.app have ads?

Neither 1stPayMobile nor Merchant.app shows ads.

### Which is updated more often, 1stPayMobile or Merchant.app?

1stPayMobile ships an update every 5 months, and Merchant.app every 2 weeks. Most recently, 1stPayMobile was updated on October 7, 2026 and Merchant.app on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*