# Banck (Cloud Expense Tracker) vs CostDiary

The clearest difference is rating: Banck (Cloud Expense Tracker) at 4.4 against CostDiary's 3.0. Banck (Cloud Expense Tracker) also leads on in-app purchases (none vs 2) and review sentiment (93% vs 68%). On price, ads and device support there is nothing between them.

Both are free to download. CostDiary sells 2 in-app purchases, starting at $0.99 per month. Banck (Cloud Expense Tracker) asks for nothing beyond the download.

Banck (Cloud Expense Tracker) holds the better App Store score, 4.4 against 3.0. That said, the two scores are not equally well evidenced: Banck (Cloud Expense Tracker) has 14 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 93% of Banck (Cloud Expense Tracker)'s written reviews are positive against 68% of CostDiary's.

Banck (Cloud Expense Tracker) ships an update weekly, CostDiary every 3 weeks. The most recent releases landed on June 10, 2026 and August 17, 2026 respectively.

## The numbers

| Metric | Banck (Cloud Expense Tracker) | CostDiary |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (14 ratings)](https://appshunter.io/ios/app/banck-cloud-expense-tracker/id597568624/reviews)** | [3.0 (1 ratings)](https://appshunter.io/ios/app/costdiary/id1055571460/reviews) |
| Number of ratings | **14** | 1 |
| Positive reviews | **92.5% of reviews** | 68.4% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | **Free** | Freemium |
| Size | 16 MB | 108 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Chung-Lun Chiang](https://appshunter.io/developer/597568627) | [JiunJiue Liou](https://appshunter.io/developer/508043293) |

## What reviewers say

### Banck (Cloud Expense Tracker)

[App page](https://appshunter.io/ios/app/banck-cloud-expense-tracker/id597568624)

Manage your personal finances with this app that allows offline expense tracking and automatic cloud synchronization. Scan receipts, track multiple currencies, and set daily reminders to stay on top of your spending. It offers unlimited records and accounts for free.

**Highlights:** Offline expense tracking, Taiwan E-Invoice scanning, Cloud synchronization, Multi-currency support, Daily reminders, Unlimited records and accounts

**Features:** macOS Compatibility

**In-app purchases:** none


### CostDiary

[App page](https://appshunter.io/ios/app/costdiary/id1055571460)

Track daily expenses and record life events with text and stickers. Visualize spending with charts, manage budgets, and secure your data with password protection and iCloud backup. Supports multiple accounts and currencies.

**Highlights:** Daily expense tracking, Diary/journal with stickers, Spending visualization (charts), Budget management, Multi-account and multi-currency support, iCloud data backup, Password protection

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PRO plan (Monthly) | $0.99 | per month |
| PRO plan (Yearly) | $7.99 | per year |


## Frequently asked questions

### Is Banck (Cloud Expense Tracker) free?

Banck (Cloud Expense Tracker) is free to download, with no in-app purchases.

### Is CostDiary free?

CostDiary is free to download, with in-app purchases available.

### Which has better reviews, Banck (Cloud Expense Tracker) or CostDiary?

Banck (Cloud Expense Tracker) is rated higher. Banck (Cloud Expense Tracker) averages 4.4 out of 5 from 14 ratings, while CostDiary averages 3.0 from 1 ratings.

### Do Banck (Cloud Expense Tracker) or CostDiary have ads?

Neither Banck (Cloud Expense Tracker) nor CostDiary shows ads.

### Which is updated more often, Banck (Cloud Expense Tracker) or CostDiary?

Banck (Cloud Expense Tracker) ships an update weekly, and CostDiary every 3 weeks. Most recently, Banck (Cloud Expense Tracker) was updated on June 10, 2026 and CostDiary on August 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*