# Banck (Cloud Expense Tracker) vs Simple Spender 2

The clearest difference is in-app purchases: Banck (Cloud Expense Tracker) at none against Simple Spender 2's 1. Banck (Cloud Expense Tracker) also leads on ads (none vs shown) and update cadence (weekly vs every 2 weeks). Simple Spender 2's advantage is rating (4.8 vs 4.4). On price, ratings volume, device support and iOS requirement there is nothing between them.

Both are free to download. Simple Spender 2 sells 1 in-app purchase, starting at $0.99 per 6 months. Banck (Cloud Expense Tracker) asks for nothing beyond the download.

Simple Spender 2 holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 14 and 5 respectively.

Banck (Cloud Expense Tracker) ships an update weekly, Simple Spender 2 every 2 weeks. The most recent releases landed on October 4, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | Banck (Cloud Expense Tracker) | Simple Spender 2 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (14 ratings)](https://appshunter.io/ios/app/banck-cloud-expense-tracker/id597568624/reviews) | **[4.8 (5 ratings)](https://appshunter.io/ios/app/simple-spender-2/id1586503194/reviews)** |
| Number of ratings | **14** | 5 |
| Positive reviews | 92.5% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | **Weekly** | Every 2 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 16 MB | 48 MB |
| Requires iOS | **13.0** | 14.5 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Chung-Lun Chiang](https://appshunter.io/developer/597568627) | [Kwok Chun Hin](https://appshunter.io/developer/446734044) |

## What reviewers say

### Banck (Cloud Expense Tracker)

[App page](https://appshunter.io/ios/app/banck-cloud-expense-tracker/id597568624)

Manage your personal finances with this app that allows offline expense tracking and automatic cloud synchronization. Scan receipts, track multiple currencies, and set daily reminders to stay on top of your spending. It offers unlimited records and accounts for free.

**Highlights:** Offline expense tracking, Taiwan E-Invoice scanning, Cloud synchronization, Multi-currency support, Daily reminders, Unlimited records and accounts

**Features:** macOS Compatibility

**In-app purchases:** none


### Simple Spender 2

[App page](https://appshunter.io/ios/app/simple-spender-2/id1586503194)

Easily track expenses and income, create personalized budgets, and visualize your spending habits with insightful graphs. This app prioritizes data privacy by storing all information locally on your device.

**Highlights:** Expense and income tracking, Personalized monthly budgeting, Data visualization with graphs, Local data storage for privacy, CSV import and export, Multiple currencies and payment methods

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 6 Months Subscription | $0.99 | per 6 months |


## Frequently asked questions

### Is Banck (Cloud Expense Tracker) free?

Banck (Cloud Expense Tracker) is free to download, with no in-app purchases.

### Is Simple Spender 2 free?

Simple Spender 2 is free to download, with in-app purchases available.

### Which has better reviews, Banck (Cloud Expense Tracker) or Simple Spender 2?

Simple Spender 2 is rated higher. Banck (Cloud Expense Tracker) averages 4.4 out of 5 from 14 ratings, while Simple Spender 2 averages 4.8 from 5 ratings.

### Do Banck (Cloud Expense Tracker) or Simple Spender 2 have ads?

Simple Spender 2 shows ads; Banck (Cloud Expense Tracker) does not.

### Which is updated more often, Banck (Cloud Expense Tracker) or Simple Spender 2?

Banck (Cloud Expense Tracker) ships an update weekly, and Simple Spender 2 every 2 weeks. Most recently, Banck (Cloud Expense Tracker) was updated on October 4, 2026 and Simple Spender 2 on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*